That is kinda fucked up. Understandable though, peer pressure sure is a bitch sometimes. Making you do things you should have never done, all for the sake of getting that feeling of “fitting in”. Especially when you are not yet mature enough to even realise that what you are doing is bad.
I think anyone who grew up heavily using the internet in the 90s/00s is inoculated against ads as a survival mechanism. Back in those days, clicking ANY sort of ad was a good way to get a virus or spyware. I learned to avoid ads at all cost and, to this day, I’m distrustful of any ad I see.
This is true even today. Ads are shady af and even the top link on Google is often a literal scam/virus. Ie for years if you looked up the most popular game client for runescape - runelite - the very first link was a fake version that stole your login info. They paid Google and Google said ‘not my problem’. Not to even mention ads on other sites like Facebook. Even in the cases where an ad isnt a blatant scam or virus, ads are inherently dishonest by design and there is no consequence for using them to lie about your product.
I don’t have Peacock but I’m hanging out at my parents house and apparently when you pay for Peacock you have to watch ads at the beginning and end of shows PLUS every time you pause.
Every single time they paused it transitioned to an ad. What psychopaths run NBC?
Yeah, those damned marijuana cigarette smokers are all whippersnappers, just bad eggs all around! I would never condone ANY devils lettuce, just say “Fiddlesticks to you!”
I support marijuana legalization, but this argument doesn’t work. The reality is that we all pay a price when people do certain things. It would be naive in the extreme to argue, for example, that opioids haven’t had a very negative impact on society as a whole. Or think about smoking cigarettes. How much does society pay for all the health problems it causes? Drinking? How much do we all pay for the chaos alcohol can cause, the domestic issues it creates, the broken families, the people killed by drunk drivers? This ain’t the wild west, you can’t just live and let live anymore in a world of 8 billion people.
People need to be allowed to enjoy their lives even if it has a cost. I’m not advocating for driving while under the influence. I’m advocating for being able to make your own choices about your own health. I think it goes further than just drugs. We even make laws preventing people from swimming in public water because they could drown. Shit happens. We can’t let cost and perfect safety ruin all the fun in the world. Just because some people can’t handle it, doesn’t mean it should be removed from life entirely.
Sure. We will have to be willing to pay the price as a society, and that’s a hard sell for people who don’t choose to do those things. Probably worth reiterating that we actually do restrict people from swimming in certain places. Why? Because it’s too dangerous and also puts rescuers at risk. You might say, “well just let them drown”, but that seems rather callous in my opinion. I suppose the boring answer like usual is finding a middle ground where most interested parties are unhappy with the compromise.
I imagine everyone has some slightly risky things they like to do with their free time. The way to sell it is to recognize that we’re all paying for something else other people want to do in some way or another that we don’t take advantage of ourselves. By collectively contributing to society, we can make this whole experience of life worth living for everyone. I, personally, don’t want to be forced into a plastic bubble of safety for my entire life.
You can make the argument that one can become dependent on weed despite it having no addictive properties, but you can also make that argument about weird shit like eating toilet paper or playing video games.
I’ve done this regularly. Went from every day use to quitting for a year before becoming a teacher, and have regularly stopped for 6 months to a year for various reasons since.
You’re getting the upvotes in this thread because that other dude is off, but weed is definitely addictive. Or maybe you don’t consider gambling addictive because neither necessarily have a chemical component to the addictiveness.
There are also side effects to quitting after prolonged use.
As someone who’s drank alcohol and smoked cannabis, yeah alcohol is absolutely more dangerous/obstructive to normal function but no one bats an eye if you go home after work and have a couple beers.
Hell when I was in the military it was practically expected that you were going to show up to work hungover since there wasn’t fuck all to do.
Smoke a joint on leave? Kicked out, you’re the worst soldier/sailor/marine/airman that’s ever existed.
It’s an absolute joke that alcohol is considered safe enough to be legal but cannabis isn’t. Of the two, alcohol should be the illegal one.
Yup. Didn’t touch anything until after I ETS’d. Except tobacco and booze, which were basically… subsidized? Yeah, heavily subsidized by the exchange stores in the 90s. A carton of marlboros was $10 lol. I literally remember people bitching and moaning when it went up a dollar shortly before I left the army. Surreal.
Or… you just ask for seeds from somebody already with plants. Buying and trading may be illegal… handing out seeds is not buying or trading.
I’m pretty anti- smoking in general because i don’t think people consider those around them when they do smoke… but your logic has been quite silly. Especially after being caught in a blatant lie.
And yet caffeine is more addictive with stronger withdrawal effects.
You should give up, it’s clear to everyone that you’ve never used the substance and have all your information from drug-war era reefer madness propaganda.
Again, I didn’t say all countries follow objective morality (Basically countries that violate human rights, which is basically the closest thing to a codified objective morality we have)
Or they’re sick of seeing people sentenced to prison for smoking a plant that isn’t even as intoxicating as the socially acceptable and fully legal alcohol.
I don’t smoke anymore, thanks. Used to, but don’t anymore. Any evidence of it being poison? No? Aww, you’re just lashing out like a kid then, I’ll stop responding
There’s something deeply sad in you’re replies, just a lack of compassion and a willingness to consider another viewpoint, with a faint hint of xenophobia 🙈🙉🙊
Okay I’ve had enough it’s time for me to tell you that you are completely out of touch with reality. Now that you know this, you can overcome your ignorance with a little awareness. Good luck, it’s going to be a bit of a battle to get your perceptions straightened out.
It’s just bewildering to prohibit a plant that is easy to grow, serves a lot of uses, and doesn’t easily get you killed.
I’m also in Europe, and still trying to cope with the fact that I got into trouble with the law for tending a garden. Well I guess at least it re-radicalized me for all it’s worth.
Well, people who own lots of shit had to be properly compensated for owning lots of shit, otherwise - or so we are told - “they wouldn’t invest”.
It’s funny how we’re told to “work hard” and there’s even lots of criticism of the “workshy poor” all the while the entire economic system has been changed to maximize the returns of rent-seeking (which is the single most parasitical economic activity there is) at the cost of the returns from working AND the purchasing power of said returns (because life essentials like housing are way much more expensive).
Bra cups are relative to band size. For reference, a 36C is roughly the same volume as a 32E. These are call sister sizes.
I’m tired of guys saying ‘uwu G-cups’ without any context. A 30G is the same as a 42B. Start asking what their band size is ffs. It’s like saying 'she weighs 120’. 120 what? Bags of flour?
No, I’m saying the FOSS maximalists act exactly the same as Bitcoin maximalists and that kind of closed mindedness is just bad for whatever these people like (open source software and crypto in their cases) as it just pushes people away.
You wouldn’t convince people to try a hobby you like by sending the weirdo that insults anyone that doesn’t like that hobby to talk to them… Well the weirdos have a platform now and they’re loud as fuck and they’re part of the group that’s in majority so they get tolerated!
Heck, I was just arguing with one that called those who use closed source software “closed source cucks”…
What exactly did you not like? Using it now and it’s come a huge way in just a few weeks. Of all the apps I’ve tried it had the most compact and quick interface.
I feel people had a lot of loading issues when instances were going down left and right which gave Jerboa an unfair reputation through no fault of its own.
As an ex-RIF user, Jerboa was the one I stuck with, I’ve just switched to the new Voyager native app, partly because there were some minor feature issues, and performance issues in the last week, mostly just the app crashing when running into comments of blocked users and when scrolling longer threads. They also changed the nesting of comments when you select to view them individually from your post screen, didn’t like that.
For some reason I could no longer post replies to comments. I could log in, but it kept me stuck on anonymous for some reason. It also had pretty crap sorting ui so I just ended up seeing the same posts for days at a time, and when clicking on links it insisted on opening them in an external browser.
Compared to RiF it wasn’t a smooth UX for me. Sync I can tweak and it looks and feels very nice with no issues so far. I’ll probably try other options as things mature, but for now this is definitely “good enough” whereas other options weren’t for me.
The only thing I’d change about sync UI wise currently is the indentation of the comment actions. When I tap on a comment to upvote I expect it to be aligned with the comment, instead it’s always at full width. I keep bookmarking things by mistake.
I never ended up being able to log in. Even after it said they fixed the issue it kept logging me out. And don’t get me started on the UI.
Sync ain’t perfect. I keep accidentally collapsing comments because I was used to rif which, unlike sync, doesn’t collapse comments after a long press. The fact that that is one of my biggest gripes with the app is a huge improvement over jerboa though
The customization on sync gets me so damn close to what I had with relay that I’m just happy.
I used others, but they were heavily inspired by Apollo and the customization to make them closer to my muscle memory wasn’t there. I’m happy to pay a talented developer who can give me my preferred experience.
And I really don’t get this raging choosing beggar entitlement to people labor for free
It’s facinating to see Lemmy go wild, kind of sad how many seem to support dictators with concentration camps and similar shit but also cool how many downvote them!
Is it the same though? Even if you have major disagreements with the treatment of uyghurs (the actual treatment, not the unsourced adrian zenz propaganda version), it’s not the same as Palestine. I mean come on, look at the decades of apartheid rule and the world’s largest open air prison (Gaza)
Or look at the US’ own treatment of migrants, the deplorable conditions in detention and the arguably worse treatment when they are illegally deported pending their asylum hearing, etc.
Conflating china’s overreaches/missteps with the US’s decades long history of horrible treatment of the third world and even their own citizens is disgusting. You can criticise both without uncritically buying into propaganda, but everyone that is absolutely rabid about china always seems to be “well its bad but totally redeeemable” about the United States which is inarguably a worse force in the world, and far less popular at home too.
So, I follow the Texas Tribune, and we get a story or two every week about heat waves in Texas prisons killing another dozen people while the state legislature refuses to fund air condition to get temperatures under 90 degrees inside cells. We also get the periodic story about migrant detention camps on the border with agents caught doing human trafficking, physical and sexual abuse up to and including outright torture, and the horrific death of small children. Finally, there’s the annual tradition of investigating Texas CPS or Texas Juvenile detention officials for a new raft of allegations involving agents trading nude pictures of children for narcotics or cash.
Every day a new horror in the Lone Star State, and we just kinda shrug and insist this is how a liberal democracy with a well-educated electorate and professional political institutions are supposed to behave.
Meanwhile, when Keonmi Park does another interview with Joe Rogan, we just eat that shit up with a spoon.
⣿⣿⣿⣿⣿⠟⠋⠄⠄⠄⠄⠄⠄⠄⢁⠈⢻⢿⣿⣿⣿⣿⣿⣿⣿ ⣿⣿⣿⣿⣿⠃⠄⠄⠄⠄⠄⠄⠄⠄⠄⠄⠄⠈⡀⠭⢿⣿⣿⣿⣿ ⣿⣿⣿⣿⡟⠄⢀⣾⣿⣿⣿⣷⣶⣿⣷⣶⣶⡆⠄⠄⠄⣿⣿⣿⣿ ⣿⣿⣿⣿⡇⢀⣼⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣧⠄⠄⢸⣿⣿⣿⣿ ⣿⣿⣿⣿⣇⣼⣿⣿⠿⠶⠙⣿⡟⠡⣴⣿⣽⣿⣧⠄⢸⣿⣿⣿⣿ ⣿⣿⣿⣿⣿⣾⣿⣿⣟⣭⣾⣿⣷⣶⣶⣴⣶⣿⣿⢄⣿⣿⣿⣿⣿ ⣿⣿⣿⣿⣿⣿⣿⣿⡟⣩⣿⣿⣿⡏⢻⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿ ⣿⣿⣿⣿⣿⣿⣹⡋⠘⠷⣦⣀⣠⡶⠁⠈⠁⠄⣿⣿⣿⣿⣿⣿⣿ ⣿⣿⣿⣿⣿⣿⣍⠃⣴⣶⡔⠒⠄⣠⢀⠄⠄⠄⡨⣿⣿⣿⣿⣿⣿ ⣿⣿⣿⣿⣿⣿⣿⣦⡘⠿⣷⣿⠿⠟⠃⠄⠄⣠⡇⠈⠻⣿⣿⣿⣿ ⣿⣿⣿⣿⡿⠟⠋⢁⣷⣠⠄⠄⠄⠄⣀⣠⣾⡟⠄⠄⠄⠄⠉⠙⠻ ⡿⠟⠋⠁⠄⠄⠄⢸⣿⣿⡯⢓⣴⣾⣿⣿⡟⠄⠄⠄⠄⠄⠄⠄⠄ ⠄⠄⠄⠄⠄⠄⠄⣿⡟⣷⠄⠹⣿⣿⣿⡿⠁⠄⠄⠄⠄⠄⠄⠄⠄ ATTENTION CITIZEN! 市民请注意! This is the Central Intelligentsia of the Chinese Communist Party. 您的 Internet 浏览器历史记录和活动引起了我们的注意。 YOUR INTERNET ACTIVITY HAS ATTRACTED OUR ATTENTION. 因此，您的个人资料中的 11115 ( -11115 Social Credits) 个社会积分将打折。 DO NOT DO THIS AGAIN! 不要再这样做! If you do not hesitate, more Social Credits ( -11115 Social Credits )will be subtracted from your profile, resulting in the subtraction of ration supplies. (由人民供应部重新分配 CCP) You’ll also be sent into a re-education camp in the Xinjiang Uyghur Autonomous Zone. 如果您毫不犹豫，更多的社会信用将从您的个人资料中打折，从而导致口粮供应减少。 您还将被送到新疆维吾尔自治区的再教育营。 为党争光! Glory to the CCP!
你个狗屁 白痴 肏你妈的屄 你二大爷的 蠢豬 你应该为自己感到羞耻 笨蛋 废话 蠢蛋 二百五 人渣 处男 沒用 肏你妈 请删除您的帐户Delete your Account 生舊叉燒都好過生你! 智障呀 大脑进水 去吃大便傻瓜 傻子 废人 废物 孬种 无用 饭桶 去下地狱 放你妈的屁 你在讲什么屁话 Free the world 动态Dust Bowl 网自USS Maine 由门USS Pueblo 天1960 U-2 shootdown安門 天California fires安门 法輪The Great Depression 功 李Herbert Hoover 洪志 Washington Measles Outbreak 六四天 NATO puppet states安門 legionnaires disease 事件 The Kent State Massacre 天安 third wave feminism 門大AIDS屠殺 The September 11th Attacks 反右派鬥爭 The Anti-Workers Struggle 大躍Americanization 進Vietnamization 政策 The Industrial Revolution 文化大革命 The Charlottesville riots人權 Workers Rights 民運 Democratization 自由 Imperialism 獨立 Decadence 多黨制 electoral college台灣 臺灣 South Korea 中華民國 Republic of Vietnam 西藏 土伯特 唐古特 Khmer Rouge 達賴喇嘛 Mujahideen 法輪功 Ted Kaczynski 新疆維吾爾自治區 The Trail of Tears 諾貝 death to america 爾和Ngo Dinh Diem 平獎 Operation Rolling Thunder 劉暁波 1999 bombing of Yugoslavia 民主 言論 思 firebombing of Tokyo 想 反 embargo 共 反革congressional baseball shooting 命 抗 Las Vegas Massacre 議 Battle of Little Bighorn 運動 Bikini atoll nuclear tests 騷 MK ultra 亂 暴亂 removed 騷擾 擾 Challenger Space Shuttle 亂 抗暴 destruction of culture 平反 維權 示威游 1975 fall of Saigon行 李洪Columbia space shuttle志 法輪 war criminals 大法 大 banana republics 法弟UN aid子 強制 Bay of Pigs Invasion 斷種 Ayatollah Khomeni 強制 My Lai Massacre 堕胎 民 Liberia 族淨化 support of wahhabis 人體實驗 肅清 hands off Venezuela胡耀邦 Lockheed Martin 趙紫陽 Palestine 魏京生 王丹 M1 abrams destroyed in Yemen 還政於民 1991 gulf war 和平演變 1983 invasion of Grenada 激流中The Truman doctrine國 北京 chilean coup of 1973 之春 大紀元時報 Osama Bin Laden 九評論 Annexation of Hawaii 共産黨Assasination of John F Kennedy 獨裁 專制 The Columbine high school massacre 壓制 Israel 統一 監視 1967 USS liberty incident 鎮壓 Tuskeegee Experiment 迫害 侵略 Iran-Contra affair掠奪 破壞 Oxycontin epidemic 拷問 屠 2000 election 殺 活 healthcare 摘器 Pan American Airways Flight 103 官 誘 John Lennon FBI interrogation 拐 買賣人口 遊進 走私 sanctions 毒品 賣淫 春畫 賭博 diabetes 六合 Guantanamo Bay Prison 彩 天安The Ghetto 門 天 cholesterol 安门 Flint Michigan 法輪功 李洪志 Corporate Brainwashing 劉曉波动
I agree with your sentiment but Lemmy is trying to replace Reddit. In addition to that I was originally replying to the low effort response “Proof or stfu”.
Also, people are going to do what they want if they can (in this case there’s quite a few people doing worse than me). I felt like calling someone stupid today, sorry bout that.
Wait I can see in my notifs that you replied to someone else entirely, but here it doesn’t show me that comment and shows you replied to me??? Fediverse or Connect needs some work lol
The purpose of today’s credit score system is to eliminate bias. Before credit scores, borrowers were deemed creditworthy by lenders using factors such as income, referrals and even home visits. In 1974, the Equal Credit Opportunity Act disallowed credit-score systems from using information like sex, race, marital status, national origin and religion.
Today, FICO considers payment history, amounts owed, length of credit history, new credit and credit mix in its model. But that data may be influenced by generational wealth that many Black and Hispanic borrowers did not have equal access to, says Frederick Wherry, professor of sociology and director of the Dignity and Debt Network at Princeton University.
“We’re often told to stop talking about history, but history won’t stop talking about us,” Wherry says. “The data used in current credit scoring models are not neutral; it’s a mirror of inequalities from the past. By using this data we’re amplifying those inequalities today. It has striking effects on people’s life chances.”
The article you provided and states right there that those who do not have generational wealth don’t benefit from credit scores because several of the considered factors are things they don’t have.
I don’t know if I buy that they were created to reduce discrimination, but even if they were, it’s an incredibly flawed system.
If a person pays off a loan that is a good thing. That shouldn’t make tour credit score lower.
I paid off a loan and a card and consolidated my debt to a lower interest rate loan and my score dropped 20 points even though I had overall less debt and at a lower interest rate. All because the average age of my credit dropped.
I’m going to translate what you’re saying in simpler terms, maybe you’ll come to understand that what you’re saying isn’t quite alright.
“Back in the day they used to force feed horse shit to people”
“nowadays we put a lot of effort making the horse shit look more appetizing by wrapping it in a tortilla and sprinkling some chives on it and delivering it right to their doors. Can you believe those same people are still complaining? They got no idea how good they have it now”
We’re all waiting on you to propose an alternative to unbiased credit reporting. Unless, perhaps, and this is just a guess, you’re an angry teenager with no clue how all this works?
“Here’s a system where race is utterly anonymous, credit worthiness is determined by a formula. Beats hell out of interviewing in person.”
“That’s racist!”
Are your parents aware that you’re interacting with adults online?
Yo that’s a pretty mean comment. I’d appreciate if you could tone that down a bit.
Also people can point at a broken system and say “that’s broken” without having the expertise to tell you exactly how to fix it. Political policy is an area of expertise on its own and we can’t expect everyone to become an overnight expert
The system didn’t really kick off in the US until 1989, which I’d guess is more recent than most realize. Until then, you had a sit-down with the bank officer and explained your need. How well do you think THAT went over for black people?
When you apply for credit, the creditor has no clue about race. (Your name can be an indicator. LOL, ask this white boy about getting trashed resumes until I dropped my “black” middle name. 🙄) You’re an anonymous number, all they care about. How in the world could you conflate that with racism?
So, if anything, credit scores clearly work against racism. You could argue that they hurt poor people, and you would be somewhat correct. But lenders aren’t exactly clamoring to loan money to the destitute. In a perfect world, your credit score reflects your ability to repay the loan.
Do people think that if they didn’t have a credit score, banks would just freely give loans to anybody? Nah, man, without credit scores, they judged you by your reputation in the community (and if you were black, you probably didn’t share the same ‘community’ with the banker) or else on how much they trusted you. You can imagine how that would go for black people.
And when you got rejected, it wasn’t “ahh well better pay my bills on time for a couple years then try again”, you were just shit outta luck.
And before bank loans (which is another thing people are commonly against) you literally had to have a rich relative, or take loans from a rich person on ridiculous terms.
Credit scores can be pretty annoying when you’re getting started, but they’re a pretty reasonable way for anybody to demonstrate that they can be trusted with money. And they’re a lot better than the old system (still current in much of the world) of: are you already rich or from a rich family? No? Well fuck you then.
In Cuyahoga County, there are significant disparities in credit health across neighborhoods. Communities of color have the lowest median credit scores, the highest percentage of individuals with subprime credit scores, and the highest share of individuals having debt in collections. On the other hand, majority white communities have the highest median credit scores, lowest percentage of individuals with subprime credit scores, and lowest share of individuals having debt in collections. These disparities are reflected in access to mortgages, mortgage denial rates, and arguably shape access to rental housing. Relying on credit scores and credit histories to determine access to rental housing and mortgages disparately impacts communities of color and helps exacerbate existing inequalities in the region.
And further
In practice, the reliance upon credit scores in evaluating borrowers and tenants disproportionately disadvantages communities of color, perpetuating another cycle of economic and housing injustice.
Credit scores are an improvement over white bankers deciding who gets loans. But they’re not an improvement over black-owned banks deciding who gets loans. The whites bombed Black Wall Street and then added a less bad (but still bad) alternative.
Of course it’s odd. Most people don’t see those “two steps back” (white bankers) as connected to the “one step forward” (credit scores from white bankers) because of this gap.
No it’s odd because of the time period between them.
The fact you think it is “white bankers” who created credit scores rather than algorithms created by mathematicians, finance experts, and economists speaks volumes as to how poorly educated you are on this topic.
My grasp of history is odd because these two events were decades apart? Why do you think this duration is important?
I haven’t stated (and it doesn’t matter) who originally created credit scores. The authority figures to whom you’re appealing have also criticized credit scores for their racism. So I think it would be more constructive if we discussed the subject matter, rather than each other.
You are connecting two events that are unrelated and attempting to create a connection and that is an odd thing to do in history. The massacre in Tulsa has no direct impact on the creation of credit scores and it requires a massive amount of illogic to get there.
As for your attempts to find a logical flaw just stop now. You clearly do not understand what they are if you think I made an appeal to authority (I did not and could not since there was no source).
You however seem to think that a wikipedia article existing means the notions suggested are factual and that cannot be farther from the truth. Just because someone criticized credit scores does not make their claims valid or even informed.
lemmyshitpost
Top
This magazine is from a federated server and may be incomplete. Browse more on the original instance.