Late 2023, Facebook added a feature where you can create multiple identities at ease, attached to your primary login, thus breaking the real name requirement. As a group admin it’s changed the game, as people can easily join the group multiple times then brigade etc.
One definition of exotic is “intriguingly unusual or interesting”
I think thats a fair description of the design. Doesnt mean people have to like them, or that they are well built.
Many exotic cars have been terribly built and ive seen super cars that i think are much uglier than cybertruck… And just about every saab car ive ever seen
In my opinion, absolutely. His legal exile lasted far too long… I think most people won’t even know this happened unless the late night shows pick it up.
I am still on Facebook because it’s the only way I can stay in touch of relatives, including my ASD brother who has decided I communicate with him either through that or Quora. This is how I have survived it:
Heavily curate your friends list and mute anyone you don’t want to see after only a handful of unpleasant posts.
Only join groups that don’t get overtly political unless you don’t wish to participate and just want to lurk.
Just don’t argue with people on your friends list and don’t engage in arguments that people try to engage you in.
Tell Facebook that you don’t want to see any ad you find personally repugnant. You’ll still see ads, but they will be less awful.
How do you deal with the constant spam of “suggested for you” in your feed? Like you, I have a few reasons I stay on Facebook, but man it’s gotten to be such garbage that when I open it up it’s ad, suggested for you, ad, suggested for you, ad, ad. It’s frustrating because all I want to do is see what some friends are up to or check/post to the buy nothing group around me, and I have to deal with like 5 “best comic funny of the day! 😂😂😂” Posts within the first 10.
I again report it if I have no interest in that sort of thing. At this point, the ‘suggested’ stuff is usually just a group with a meme that I can either ignore or enjoy and then just not join the group.
But of course there are still exceptions.
My method is not perfect, but it saves me a ton of grief and annoyance.
What’s hilarious is some of the crisis- at least in the commercial real estate space- was created by the banks.
when you take out a loan for commercial real estate- like office buildings and such like- it’s somewhat abnormal for the building to be monolithic in tenancy- most spaces are a leased out like apartments. The glaring exceptions to this are mega-corporate HQ’s like Amazon’s or Google’s or Apple’s.
The value of the property is then usually described by minimum lease per square foot. The owners/property management are then locked into keeping rates above that minimum by the lender as terms on the loans. When there was a comercial real estate boom in the late teens to early 2020’s… the value of commercial real estate skyrocketed… and so did this minimum.
when covid hit, the values plummeted and continue to fall. Demand has changed and fallen with remote work… and the rates are too high because all the corporate places dumped their offices and now the people wanting offices are more the start ups or professional types that don’t need massive amounts of space, and don’t want to or can’t spend 30-50/sqrft/month.
the landlords are going to go tits up because everybody always assumed property value would go up.
*Part of the change in how we use office spaces is now being more “social”- with office buildings adding in features you might expect to see in apartments; things like gyms, seating/booths/meeting spaces in lobbies, tenant lounges; rooftop patios, which also chews into the amount of revenue because that all takes up space.
Tough situation for banks and people working inside them. For those clamoring that it is 2008 all over again, it is, because the way markets and companies work has not changed (and a bank is just another type of company).
Suppose you are a chief risk officer of one of those banks before Covid hit. You have been hired by the CEO so you need to play with the CEO to advance his/her agenda. Other banks are lending more and more to commercial real estate developers as there is demand and they are paying their loans on time. Your own bank’s board of directors and CEO are putting pressure to join the market and lend more to those property developers otherwise you own bank’s profit will look lower than the competition. You know that, by doing so, the concentration of loans in that sector will become quite high but, if you keep resisting, the CEO and/or the board will find someone more amenable who doesn’t seem to panic when every other bank is making money. Then you cave in. You decide to approve more business going to those loans although you caveat that this might exceed risk appetite and gets the board and CEO to formally approve it as well.
Now the bank is proudly going with the flow and investors are not complaining anymore.
NYT’s has paywalls for days… I deal with a lot of property managers and this is more or less what they’re talking about. the banks could ease the problem by waiving the terms, but they’re electing not to.
I feel like I need Facebook. I used to belong to dozens of forums between RC cars, aquarium stuff, and robotic stuff. All but one has shuttered, and Facebook Groups are my only option to connect with people for my hobbies, especially locals. Even state clubs used to have their own forums.
I’m curious about what ESC to run in my beetleweight. It’s going to have 4, 22mm brushed motors and a 460oz servo. The plan is to run twin ESCs on a shared receiver, but different channels, obviously. Do I need a BEC for this application if I’m running a single 3S lipo?
What community here could help me answer that? I belong to about a half dozen groups on FB that’d have me pointed in the right direction within 30 minutes.
Forums were perfect for hobbies. Facebook is a lousy alternative. Lemmy isn’t even in the running.
lol I'm not your fediverse curator. You searched Facebook for the right group, search here.
Using "I need facebook because groups" on a network literally built to expose users to groups is like telling your waiter you need your fridge because it has all the food you like. Why are you at the restaurant?
As an American, I’m legit terrified of sustaining some kind of injury or extended illness. The society we have constructed, and that we tolerate, is an absolute abomination. Let me say it again. The United States is an absolute, top to bottom, left to right shit hole. We do not value people, life, or well being in any meaningful or equitable way. This is an economy masquerading as a society.
Good for him - he’s less innocent than folks like Chelsea Manning or Edward Snowden but a heavy prosecution of him would definitely have a chilling effect on whistle-blowers. Did he release things at politically convenient times? Yes. Should that be illegal? Fuck no.
2016 Assange was a very different person than who he was in 2009. The espionage charges relating to the Chelsea Manning leaks were always bogus, but his involvement with the Trump campaign solidified him as a huge asshole in my mind.
Even back then, WikiLeaks was telling trump to claim the election was rigged and stolen. These are not the actions of a whistleblower, and it’s clear he was not a whistleblower (or working with whistleblowers) during this period and likely a mouthpiece for Russia to sow division in the US.
I can’t help but notice you linked a story from over three years ago. I’m not arguing with any of the problems identified by the researchers in that article, but weakness in the commercial real estate market has been happening for over four years. What happened in 2008 took everyone by surprise. What’s happening now is on everyone’s radar and mitigation efforts have been happening for years.
The article in the post even talks about the financial institutions identified as over exposed in your article getting rid of these assets to reduce their exposure.
I agree they’ve been trying to mitigate this but as I understand it things are quite precarious regardless. It’s not always possible to mitigate a disaster you see coming even if you try your best to prepare for it.
There has been more talk of it since then - that article just was the only concrete & most reputable source I could think of at the time and I didn’t want to turn a post into a research project.
Anyway, while there is more awareness of the issue it is, more or less, the same shady greed-driven risky behavior and nonsense that happened with home mortgages except its commercial mortgages and they’ve seen it coming.
OP, you may be in lawyer territory. Not to sue the insurance company, though it may come to that.
A lot of these companies will give riff raff (you and me) the run around.
But once an attorney enters the picture, they have to get their attorneys involved and typically corporate attorneys aren’t cheaper than one you hire. So the incentive to resolve the situation quickly is higher.
At least for a short time. So a short phone call from your attorney to them will often get the attention of the right people.
Can confirm. I will never work directly with insurance on a difficult issue again. My attorney is worth every penny. He's saved me countless hours of time and the endless frustration/desperation that comes with handling insurance agents. He's also saved me a ton of money in the long run (but not the short run!).
There’s a reason Allstate is the most frequently sued auto insurance provider. They will give you the run around all day long until you lawyer up and then it’s, “Oh! Ha ha! Sowwy! We bunch of dum dums who no can read and no use kumputers good. We no know what happened! Here big check for you go away now.”
But for every person who lawyers up, there are probably 20 more who don’t. Fuck Allstate.
As someone who is taking Kaiser Permanente to court over their refusal to release documents, let me confirm that grievance coordinators are the most useless wastes of oxygen ever to steal air on this planet. Even having your lawyer send them the actual text of the law they are currently violating, they will refuse to do anything not explicitly outlined and approved by their policy. Fuck the law. Fuck common sense. If it’s not policy, it doesn’t matter.
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