I would guess he needed to see the drafts folder. It was reported that he went through several versions of the call to stand down on J6 before committing to what he sent, and some of them were more approving than others.
Bingo! Footage from the Jan 6th riot clearly showed the idiots communicating via twitter. Can’t wait to see what the DMs disclose. The authorities already the phones of some of the recipients of those messages - whatever they found clearly gave Smith and the justice department justification to get Trump’s account records.
Funny how the “You took a loan, pay it back” idiots never seem to care about dischargeable credit card and business debt.
I guess that kind of debt needs a safety net since they might have some of that kind, while new adults who committed the crime trying to better themselves, that pursue integral vocations that society desperately needs but don’t pay well, like teaching and counseling, should just fry like piggies while their fellow Americans laugh at them out of sweet, sweet schadenfreude.
I have never had a credit card. I have no plans to get one. I have no idea what my credit rating is either. And until I have to know, I don’t care. I am not in any debt though.
You should probably still find out your credit score/rating though, especially since it’s free. Identity theft is a real issue, like someone opening a line of credit in your name and fucking up your rating when you actually need it for something (buying a car or house, or anything that requires a credit check).
You can also put a freeze on your credit via the big three credit agencies. That would prevent someone from opening ip a credit card or taking out a loan in your name.
Another case for getting a credit card is the rewards and protection. I always pay on time and never have to pay interest, so I only gain from cashback rewards and don’t lose anything by using a credit card. Banks are also very strict with fraud (it’s their money you spend before paying it off after all), and they will side with you if your card gets used to pay for something you did not authorize. Lastly, it’s becoming a hassle to pay cash nowadays with most establishments going cashless.
As long as you always pay it off on time, there aren’t much downsides to maintaining a credit card, regardless if you care about your credit score/rating or not.
You’re right, but it’s a shame the system is designed to punish people who don’t have an interest in participating at this time. Fraud should be the responsibility of the credit card companies not the users.
Possibly, but it has not been a problem in my life so far, so either it’s good enough that no one cares when it’s come up or I’ll be in trouble one day, I guess.
Tricky part here is that an easy way of building credit is by use of a credit card. If you can’t buy a house in cash, then obtaining a good mortgage becomes difficult. I’d recommend the happy medium being one of those preloaded credit cards where you pay $1000 up front or what ever and just use that for day to days… being out of debt like you are, though, is one of the most liberating things one can ask for
I was like you and got screwed by it. That’s the unfortunate part of the system for us. Credit rating isn’t rating of trustworthiness, it’s a rating of likely-to-take-debt/trustworthiness. Never having credit is often “worse” than bad credit. If you ever do try and take out a loan for a car or a house, you will have fewer and more expensive borrowing options.
The play for people like us is to open exactly 2 sources of credit, use one as autopay for static bills, and automatically pay it every month. Use the other for dynamic expenses, but monitor and pay it off in full whenever it reaches 30% utilization, or 25 days, whichever comes sooner.
One can get the benefits of credit without actually accruing debt. The way you use your cash/debit, you already don’t spend money you don’t have. Just continue to not spend money you don’t have, but get the benefits of the system. Be a “deadbeat” as they call us. Us deadbeats actively cost the system money by never carrying balances that accrue interest.
I use my credit card for every purchase I make and get 1.5% cash back. I pay off my balance every month in full to avoid any interest. That 1.5% can add up pretty quickly and it’s basically free money.
If you treat them like a debit card, there aren’t any of these issues. I have a credit card that I use for all everyday expenses. Every month it’s paid off so it never acrues interest. My credit score is great and the card offers some other benefits too.
If I lose my job the risk I have would only ever amount to one month of spending, which is easily covered by my emergency fund.
Crashing into the house may have been intentional, but hitting the second floor was not. 20 yr old dudes aren't smart enough to be able to plan & complete that launch.
Prosecutors and defense lawyers say Haley’s story is typical; the vast majority of illicit fentanyl — close to 90% — is seized at official border crossings. Immigration authorities say nearly all of that is smuggled by people who are legally authorized to cross the border, and more than half by U.S. citizens like Haley. Virtually none is seized from migrants seeking asylum.
I think you’re almost right, but you forgot about the lady from Texas on it. It’s actually a pretty well known thing among vexilologists because it’s such a crazy anachronism.
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