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afraid_of_zombies , in Average long-term US mortgage rate climbs to 7.09% this week to highest level in more than 20 years

No sympathy. Vote away zoning laws if you want to buy a house.

NatakuNox ,
@NatakuNox@lemmy.world avatar

Zoning laws have a small part to play. The biggest issue is the privatization of the housing market. The government needs to get involved in building single family homes.

TurnItOff_OnAgain ,

More people need to take advantage of the USDA home loan program

rd.usda.gov/…/single-family-housing-direct-home-l…

We were able to buy our house with 0 down. Our state even has a program where they foot up to 5k in closing costs. We started at 3.875% and refinanced to 2.875 when the rates plummeted a few years later to get rid of the PMI.

Especially_the_lies ,

That’s great if you qualify, but you have to be below a certain income threshold. Not everyone does.

GlitzyArmrest ,
@GlitzyArmrest@lemmy.world avatar

It should be noted that the income threshold varies and is based on your local area.

rambaroo ,

Yes, it’s means treated nonsense that only helps a portion of the people who need help, as designed

Turkey_Titty_city ,

zoning laws are the biggest single factor in limiting development, housing or otherwise.

Uranium3006 ,
@Uranium3006@kbin.social avatar

When it's literally illegal to build dense housing within 50 miles of a big city it makes a big diffrence

Diplomjodler ,

Zunimmt laws absolutely play a huge part. They are the main tool of NIMBYs to prevent new construction of affordable housing.

NatakuNox ,
@NatakuNox@lemmy.world avatar

I think we are saying the same thing. Even without zoning, now all that would change is chemical plants and dumps popping up around working class communities. Wealthy people will snap up rezoned land close to their houses. The housing crisis goes way deeper than just zoning laws, to the point they are just a tool of many.

The tldr version: zoning was initially used to keep minorities out of areas and was changed into it’s current form once the majority of money had already pooled in to too few hands.

Diplomjodler ,

The alternative to shitty zoning laws is not abolishing zoning laws, you know?

NatakuNox ,
@NatakuNox@lemmy.world avatar

The alternative is government building single family homes using eminent domain. I’m not saying zoning isn’t a issue but places have tried removing them and developers have zero incentive to build affordable housing.

NatakuNox ,
@NatakuNox@lemmy.world avatar

If you think developers well build housing that is affordable for the average American once zoning laws are changed, I have a bridge to nowhere to sale you. Zoning is an issue but there needs to be a counter balance of none profit based housing. Many modern nations have already switched the bulk of their housing to the nonprofit model and it works! Once zoning is changed Best case scenario is apartment buildings with rent no one can afford. We need more home owners in America. But the whole industry is focused on building rental properties.

afraid_of_zombies ,

Small part? My city is getting richer and richer while rents are exploding all the while my block is dying because zoning laws won’t let any of it be changed.

match ,
@match@pawb.social avatar

What about the, y’know, lobbying

afraid_of_zombies ,

Your mayor and city council is being lobbied by whom exactly? Who exactly is bankrolling the Faceboot page for Celitus to run for mayor? Why does some corporation have an interest in making sure that abandoned retail locations stay abandoned instead of being converted into condos?

Go to your city’s website right now and check out the minutes from the zoning/adjustment board. Show me who has compelling interest in literal anything going on except the local Karens who want to keep POC out.

match ,
@match@pawb.social avatar

I appreciate that your overall intended message is “you have the power” but I do actually need to organize with others locally and not just vote

afraid_of_zombies ,

Ok so why mention lobbying? From the strictly capitalist pov the less rules on what can be built where the better so I am not seeing where lobbying factors in. If the owning class had their way they would be building highrise apartments as fast as they could. I don’t give a shit about them, I care about us regular folks. I want cheap housing for the masses and if a few assholes make money that way then fine whatever. Let’s just get our cheap housing and tax those creeps to death later.

Zoning came about in the US in response to the Civil Rights movement. It was a method of achieving Jim Crow by other means. It was never about neighborhood character or sewage or making sure industry didn’t setup next to daycares. It was about keeping the POC out, and it worked.

YeetPics ,
@YeetPics@mander.xyz avatar

Oh thabks, I’m cured.

Totally not homeless now thank you!

afraid_of_zombies ,

I am sorry for your situation but rage at me won’t change what your government did because people can’t be bothered to pay attention to local government.

Name two people on your city board, tell me why you voted for your mayor, what was the last zoning board meeting about, the last time you spoke at a town.meeting what did you say?

Yeah, thought so. Everyone is so worked up about what some asshole in Washington twatts at another asshole that they don’t notice or care about what happens right in their town. The thing they could actually work on.

Can you call social services btw? How about a religious building in your area? Some of them do have apartments available temporarily.

YeetPics ,
@YeetPics@mander.xyz avatar

Not actually homeless, can you point out where I raged at you tho? All I did was ask a passive aggressive question pointing out the flaws in your logic…

afraid_of_zombies ,

Oh so you were lying?

YeetPics ,
@YeetPics@mander.xyz avatar

I was showing empathy to homeless by spending a minute in their shoes. I went outside and sat by my garbage cans and everything.

You might benefit from the glory of empathy, try it sometime ;]

Edit: Thanks for not pointing out where I ‘raged’ at you. You don’t strike me as a very honest person either. 1200+ comments in 2 months… wow that’s a lot of hate to go through one poor soul.

afraid_of_zombies ,

So lying.

YeetPics ,
@YeetPics@mander.xyz avatar

Is that where I raged at you? Poor thing.

afraid_of_zombies ,

Still a liar

YeetPics ,
@YeetPics@mander.xyz avatar

Still waiting to see where you got ‘raged’ at. The first lie in this comment chain.

You are a liar.

Damn girl, are you a Epson - EX3280 3LCD XGA Projector with Built-in Speaker - White because you are projecting so hard rn.

jonne , in Hot air balloon pilot with cocaine in his system made a mistake that caused fatal crash, NTSB finds

Cocaine is definitely not the drug I’d associate with ballooning.

Bonehead ,

It's the late 1800s, safety regulations don't exist, cocaine is freely available, and you have a shit-ton of materials laying around with a crazy idea of floating around the city.

Its exact the drug I'd associate with ballooning.

jonne ,

Point taken

ComfortablyGlum , in AP, other news organizations develop standards for use of artificial intelligence in newsrooms

I admire AP for this, but how will they know? Especially as companies make ai more capable of mimicking human style.

iHUNTcriminals ,

The war against robots is here!

dan1101 ,

Fought with the pen rather than the sword. So far.

ScrollinMyDayAway , in Russia's first lunar mission in 47 years smashes into the moon in failure

So the Special Lunar Operation didn’t go as planned? I thought they said it would only take three days…

TonyTonyChopper ,
@TonyTonyChopper@mander.xyz avatar

It said a special inter-departmental commission had been formed to investigate the reasons behind the loss of the Luna-25 craft, whose mission had raised hopes in Moscow that Russia was returning to the big power moon race.

lol, lmao

ACatNamedBunny ,

Lmfao, roflmao

paddirn , in Georgia made it easier for parents to challenge school library books. Almost no one has done so

Challenge anything that’s even remotely religious.

LEDZeppelin ,

This.

Kbobabob , in Yellowknife residents wonder if wildfires are the new normal as western Canada burns

I’ll answer it. Yes. Is anyone going to do anything? I seriously doubt it.

Mereo ,

Nope. It’s only when the whole planet is messed up that people will realise we need to change our ways. By then it will be too late.

chrisphero ,

Depending on how you define late, some might say it is already too late.

The really unfortunate thing is, that even if we act now, it only affects the future… and for some that’s “too far away”. But these things take time… like it took time to arrange at the point we are today.

Cat ,
@Cat@kbin.social avatar

Is anyone going to do anything?

I hear there are plans to start changing in 15-20 years. Nothing to worry about.

Kbobabob ,

Ah, cool. Maybe i can retire into an apocalypse.

LibertyLizard ,

I mean people are doing some things about it… just far less than they should be.

atzanteol , in Trump to release taped interview with Tucker Carlson, skipping GOP debate

Oh my God that’s so pathetic.

c0c0c0 , in Georgia made it easier for parents to challenge school library books. Almost no one has done so

There has almost certainly already been a chilling effect from similar laws in Florida. Teachers cannot take chances: If they are fired for cause, they often have to move to another state to remain employable in their profession.

FiendishFork ,

I read something about how the uncertainty in banning vague topics is actually more harmful than a list of banned material. It’s left up to the teachers discretion and they end up overly cautious because they want to keep their jobs.

JustZ , in Trump to release taped interview with Tucker Carlson, skipping GOP debate
@JustZ@lemmy.world avatar

Fat loser.

treefrog ,

LOSER!

SchizoDenji , in Indian police stop a conference of activists and academics discussing G20 issues ahead of summit

they received a letter from New Delhi police on Sunday morning telling them to end the meeting since it did not have the proper permission in a high-security zone, according to Kavita Kabeer, a spokesperson for the group.

Duh. What else did they expect? You can’t organise something this big in a high-security zone without proper permissions and security, that’s just common sense.

mechinn ,

To have this exact kind of story written about them

HerbalGamer , in Hot air balloon pilot with cocaine in his system made a mistake that caused fatal crash, NTSB finds

Came down from the high

AToM_exe ,

That always hits hard

Mereo , in $2 to cut a sandwich in half: The outrageous rip-offs targeting tourists in Italy

I normally go off the beaten path when I visit a country. Tourist attractions are always, always more expensive. Whether it’s Marrakech, Venise or Rome.

starlinguk ,
@starlinguk@kbin.social avatar

Mate, even the Italian prime minister, who has a farmhouse in Puglia, has gone abroad for her vacation.

Tygr ,

The problem there is risk of crime, in my experience. However, it was always better food, but can get sketchy.

Potatos_are_not_friends ,

Same.

How many fucking photos of the Mona Lisa or Eiffel Towers are these basic bitch tourists going to take?

Adachudud ,

Hey, any quick recommendations you’d have for Marrakesh? Going there in a couple of weeks and I only managed to find out about the most popular spots so far.

JustZ , in Cancer diagnosis rates are going up in younger adults, study finds, driven largely by rises in women and people in their 30s
@JustZ@lemmy.world avatar

Babies are born with microplastics in their organs. We’re fucked.

JasSmith , in Starbucks ordered to pay extra $2.7M to employee who said she was fired for being white

Great. Racism is bad and we should stamp it out wherever we find it. I find the punditry around this one troubling. As though white people can't experience racism.

Tedesche ,

As though white people can’t experience racism.

Plenty of progressives believe precisely that, sadly.

surewhynotlem ,

White people can’t experience systemic racism in the US. A whole load of people can’t articulate the difference between systemic racism and plain ol race based bigotry racism.

_wintermute ,

Too much nuance for the average American to contend with, unfortunately.

girlfreddy ,
@girlfreddy@mastodon.social avatar

@_wintermute @surewhynotlem

Yup.

And it's not limited to the average American either. Canada is in the same downward spiral. :(

GCanuck ,

Anecdotally, but I (a white dude) have been told that my race would eliminate me for job consideration in the past.

I’m not equating the systemic racism against whites to that suffered by other minorities, but to claim it simply doesn’t exist is wrong. I’ve experienced it.

Edit: I should clarify that I am Canadian, but the culture is similar enough for my point to stand.

_wintermute ,

What exactly is your point? Where and when were white people denied jobs because they were white? You say you experienced it, but you also just say that someone told you about it. I’m pretty skeptical that you experienced systemic racism towards whites lol

GCanuck ,

So because you don’t believe it happened, it couldn’t have happened? How enlightened of you. FTR: Have you heard of affirmative action? Spend some time thinking about what that was and all that it entailed to the individuals at the time it was implemented.

_wintermute ,

I literally don’t know what happened because you haven’t told us. All you said is that you heard about it.

Affirmative action is not systemic racism. Are you seriously making that claim? If so then you’re obviously arguing in bad faith already.

GCanuck ,

First off I never said I “heard” about it. I said I was told. As in when I went in for a job, I was told I wasn’t going to get it cause I was white. And they (govt agency) were not permitted to hire white people.

And affirmative action was absolutely systemic racism. It was literally telling people and institutions that they needed to hire less white men and more minorities. I’m not arguing that it was a necessary evil required to correct years of injustice. I’m just saying that at the time it was implemented (also the same time I entered the work force), govt agencies and private companies were essentially strong armed by the government to not hire white men. How is that not systematic racism?

Listen we obviously have different stances on this and I’m not going to get into a drawn out argument over this. I do t care that much, it was years ago. But don’t tell me that it didn’t happen. I’m was there, you weren’t.

_wintermute ,

How is that not systematic racism?

The only reason Affirmative action is a thing is because whites are already overrepresented in the work force. If we’re talking about a race, how can this policy be institutional racism when the race that you claim it affects negatively is actually still overrepresented at all levels of power??

Sucks for you, but you clearly got over it with ease. You weren’t imprisoned for an 8th of weed a cop stashed in your car at a traffic stop.

Keep acting like your minor inconvenience is evidence of systemic white oppression tho.

Fucking clowns on this site I swear.

GCanuck ,

When applied at a high level, I agree with you.

But when applied to an individual it’s absolutely discriminatory.

Can you truly not see that?

_wintermute ,

I’m not even disagreeing that it’s discriminatory, but institutional/systemic racism is by definition at a high level. It affects individuals but the scope is much higher level. So it cannot be evidence of said racism against whites. That’s why people get argumentative about this. It’s hard for the white race to be simultaneously oppressed and enjoying the majority of global power, right?

Going back to the imprisonment for weed example, that’s the kind of thing that could have real generational impact. You having to job search for an extra few weeks or months probably didn’t affect your grandchildren, right? The statistics for black men in prison for non violent crimes is shocking in the states.

GCanuck ,

Once again I’m not equating anything I experienced to experiences had by minorities. My original comment was refuting a user who said it didn’t happen. So your weed imprisonment example is irrelevant. I’m simply saying it does exist.

And it absolutely existed at high levels. Affirmative action wasn’t something we all just decided to do, it was legislated.

And just because there is a majority of whites in power doesn’t mean that a law limiting the hiring of whites erases the racism of that law. Both things can happen simultaneously.

_wintermute ,

Once again I’m not equating anything I experienced to experiences had by minorities.

By claiming to have been a victim of systemic racism, this is exactly what you are doing. You don’t get to say that you were a victim of systemic racism, because systemic racism against white people is literally im-fucking-possible because they control (and created) the system.

We were so close. Have a nice day, clown.

GCanuck ,

Lol. K.

quicksand ,

I’d like some more context if you’re trying to make a point

GCanuck ,

Sure. The point I’m trying to make is that I, a white dude, was told by hiring managers at several places including government agencies that I would not be considered for the position as I was white and at the time there were policies in place that prohibited the hiring of white men. Ergo, there was systemic racism in place at that time.

JustZ ,
@JustZ@lemmy.world avatar

That’s not racism.

JigglySackles ,

I try to make sure to verbalize the difference in these conversations and label them separately as systemic, such as government and other systems dictated by the majority race. White people can’t experience that kind of racism most of the time, because they are usually the majority party in those systems.

And then interpersonal racism. The racism anyone of any race, creed, or color can experience and put out on others. You could be the last of your kind and still be a horribly racist motherfucker when it came to your interpersonal relationships. And you could hate and be racist against any race whether they are the majority or not.

quindraco ,

Absolutely anyone can experience systemic racism in the US or anywhere else, white people are just less likely to than others.

Here are some examples of systemic racism against white people.

Mewtwo ,
@Mewtwo@lemmy.blahaj.zone avatar

What? No we don’t, Jesus conservatives are such dumbasses that believe anything they want to hear

Cianalas ,

Not a conservative, and I’ve heard people in person argue that racism requires you to hold power, ergo you can’t be racist against white people, since they’ve got all the power.

Is it everyone on the left that believes it, obviously not. But there is a very loud segment that does.

thepianistfroggollum ,

There’s a very loud segment of conservatives that belive Trump is the second coming of Jesus, but it would be inaccurate to state that conservatives think that Trump is the second coming of Jesus.

schroedingershat ,

When the word is used in an academic or legal context, that’s what it means. It’s not a “belief”, it’s the definition.

“Believing” that bigotry without systemic power is racism is just playing idiotic semantic games. You know what they mean and yet you’re trying to communicate badly on purpose to “win”.

It’s just an imbecilic fascist word game, and you’re either complicit or you fell for it.

JustZ ,
@JustZ@lemmy.world avatar

This is correct.

Burnedspaghetti ,

I think the problem stems from there being two beliefs (that I know of so far) where people believe in systemic racism and some believe in social racism. My fiance believes in systemic racism where you can’t be racist to someone who is white because their race is in power of the government, we bud heads all the time because that doesn’t make any sense to me

_wintermute ,

Those concepts are not mutually exclusive jesus fucking christ. Both can exist.

JustZ ,
@JustZ@lemmy.world avatar

That’s because it’s literally true.

RagingNerdoholic , in Is the AI boom already over?

I hope so. Now companies can wind down their New and Improved bullshit and get back to their regularly scheduled bullshit.

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