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TurnItOff_OnAgain ,

More people need to take advantage of the USDA home loan program

rd.usda.gov/…/single-family-housing-direct-home-l…

We were able to buy our house with 0 down. Our state even has a program where they foot up to 5k in closing costs. We started at 3.875% and refinanced to 2.875 when the rates plummeted a few years later to get rid of the PMI.

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