I bought in October 2020 and couldn’t afford it now. I bought with a 15-year mortgage, which I feel unbelievably fortunate to have been able to do. If I was to refinance to a 30-year loan, I’d be paying $500 per month more than I am now, and that’s not accounting for the 25% increase in house value. It’s insane.
Totally. I fortunately work in a pretty stable field that is relatively open to remote work so I’m not too worried about being forced to move but I definitely didn’t buy this house with the intention of living in it forever either. I may be stuck here until it’s paid off though. But there are far worse financial situations to be in so I’m grateful to have a job and house and a little place to grow tomatoes. All in all, I have absolutely nothing to complain about.
That sounds nice as long as it works out. But the fact is that most people just don’t live in a house for that long. I think the average is something like 7 years. Because, you know, life happens or people simply want to try something else in life. I don’t think I’ve live in any one place more than 3 years as an adult. I quickly get the urge to try something else, both job-wise and location-wise. And then I move, kids and everything. The whole 30-year fixed or 15-year fixed is meaningless to me.
I was just talking to my father last week about this exact thing. He built his house about 10 years ago and bought the land close to 30 years ago. He was a steel worker so not terrible pay but nothing amazing. That house today would be well over 1mil. No way he could have built it today. And we live pretty close to the middle of nowhere, Indiana. I pray I can buy my brother out one day, at this rate it’s the only chance I have of owning a nice house. Even with a STEM degree I’m looking at maybe 70k salary right now. Which I thought would be awesome when I started college but now that I graduated, I feel like anything under 6 figures will be hard to live a middle class life on. I guess I’m lucky I spent my 20s broke and homeless, I have learned to really stretch a dollar.
What was up with the Bionicle universe, yeah? I remember being sort-of interested in it as a kid, but the information wasn’t particularly easily available (I do have some memories of the old, old Lego website of the early 2000s) and the interest waned over time.
Basically Mata Nui is a god, and the island. Literally the island. Evil comes, island needs protecting, bam, warriors and masks.
It’s actually neat to look into the inspiration. The creator was sick, and was inspired by imagining the medicine as little warriors fighting in his body. The figures even had a more organic design in planning, alongside some other concepts.
Same. I would see the advertisement for them and think it was cool, but never heard anything about the actual story. Apparently there have been video games and comics.
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