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GiddyGap

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GiddyGap OP ,

There’s a long way down from that high horse.

GiddyGap OP , (edited )

I do know quite a few nice evangelicals who try to be counterweights to the crazy. But the evangelical culture definitely does produce lots of bigots, unfortunately.

GiddyGap ,

Many of these criminals used to be a “good guy with a gun” until, one day, it snapped.

There’s a reason why the US stands out of gun violence, and it’s the easy access to weapons.

‘Will I ever retire?’: millennials wonder what’s on the other side of middle age (www.theguardian.com)

Claire*, 42, was always told: “Follow your dreams and the money will follow.” So that’s what she did. At 24, she opened a retail store with a friend in downtown Ottawa, Canada. She’d managed to save enough from a part-time government job during university to start the business without taking out a loan....

GiddyGap ,

I have a stable job, pension, matching 401k, no kids, no debt (paid off my car and student loans), make 6 figures, and I am STILL convinced that I will never be able to retire.

If this is your reality, there’s more wrong with your expectations than your situation.

GiddyGap ,

That’s very pessimistic.

GiddyGap ,

Yeah, I’m not going to live my life like that.

GiddyGap ,

No evidence. I just choose to live with a positive world view and not like every day is doom. I face problems head-on when they appear and I don’t collect sorrows in advance. But you do you. I know my approach is hard for most people.

GiddyGap ,

I definitely try to anticipate future issues as well as I can, but I’m doing it from a place of positivity, not negativity. Negativity is what’s causing many of the problems be face. Positivity searches for solutions to those problems.

GiddyGap ,

Not feeling positive about that, but I still choose a positive outlook on life. You should, too.

GiddyGap ,

This guy doesn’t say a word for decades. Now he can’t stop being an ass.

Alex Jones’ personal assets to be sold to help pay Sandy Hook debt as judge decides Infowars’ fate (apnews.com)

A federal judge on Friday ordered the liquidation of conspiracy theorist Alex Jones ′ personal assets and was still deciding on his company’s separate bankruptcy case. The decision could determine the future of his Infowars media platform, as Jones owes $1.5 billion for his false claims that the Sandy Hook Elementary School...

GiddyGap ,

Now do Trump

Hamas Wants Guarantees Ceasefire Will Actually Happen, While US Says Hamas Is Rejecting the Proposal (truthout.org)

Following the UN Security Council vote to approve a three-phase ceasefire in Gaza, U.S. officials and other international allies of Israel are cynically placing blame on Hamas for a stall in current ceasefire negotiations — even as Israel has insisted on indefinitely continuing its massacre in Gaza and Hamas has said its main...

GiddyGap ,

Sounds like this deal is on thin ice already. Not surprised.

Is everything the worst?

I’m 43, almost 44, years old and went through a bought of alcoholism during the early part of the pandemic. I went through treatment and have been fine since. However, I can’t help but feel that all the news in the last few months is just the worst. Between the AI bullshit, the wars, the effects of capitalism, and the...

GiddyGap ,

Living in the US, I see on a daily basis the indifference to climate. It’s been heavily politicized. One side cares a little, the other side does not care one bit. It’s very sad to see.

I also lived in Europe for many years where climate is less politicized and more mainstream. Most people try to do their best to contribute regardless of their political preferences. It’s a big difference to what I see in the US.

GiddyGap ,

Nobody wants planes that fall out of the sky and lose sections mid-flight? Why not?

GiddyGap ,

I’d argue that a progressive country like Denmark with its universal healthcare and universally available college-level education is substantially more free than a freedom-touting country like the United States that limits access to these basics to those with substantial resources.

GiddyGap ,

Lifetime appointments with zero requirements for accountability is just not a good idea. The founders must have been drunk the day they decided that.

GiddyGap ,

I fail to see the downside.

GiddyGap , (edited )

How anyone can be member of the LGBTQ community and a member of the Republican Party at the same time is beyond me.

GiddyGap ,

Just start doing it now and eventually things will have converted. It may take a while, but it will happen eventually if you do it consistently.

But there are too many contrarian Americans out there who’ll take inconvenience over logic just because it “the American way” or “America is special.” Have several of those people in my extended family.

GiddyGap ,

I’d love to go to Linux, but I use so many apps that are only available for Windows.

GiddyGap ,

Lots of proprietary apps for work. No-go for me.

GiddyGap ,

I think you skipped US Government 101. In this country, if you’re not voting blue, you’re voting red.

GiddyGap ,

I believe that was written by the outlet. Not a quote.

GiddyGap ,

I’m never going to be on the side of Hamas, but there’s no need to make a mockery of something that will surely involves civilian casualties. Shame on her.

GiddyGap ,

Definitely a thing in the US. People spend lots of money to have chemicals poured onto their lawns every year, summer and winter, to keep the weeds away. All of those chemicals have to go somewhere. Probably the groundwater and streams and other bodies of water. Not good.

GiddyGap ,

Republican congressmen and women and Republican Senators will just say it’s a hoax trial and a corrupt justice system. It’s not a sane world right now.

GiddyGap ,

Yeah, but museums don’t have money. All hail capitalism!

GiddyGap ,

I’m 7-3. I eat lunch at my desk while I work so I can leave early.

GiddyGap ,

He’ll appeal.

GiddyGap ,

Shitshow, definitely.

But apparently he can vote if he is done serving the punishment. So, if the punishment is a fine and he pays the fine, Florida can (and probably will) reinstate his right to vote.

It depends on the punishment and when he’ll be able to complete the punishment.

GiddyGap ,

Hold my beer…American pulling out checkbook

GiddyGap ,

Sorry, but still very far behind on this and many other things.

GiddyGap ,

I have a couple of other constitutional amendments I’d like to advance before this.

GiddyGap ,

Still a lot better than anything Trump would come up with.

GiddyGap ,

They are just trying to one-up each other as always. Children in old-man bodies.

GiddyGap OP ,

Maybe, but that doesn’t really have anything to do with what the article is covering.

GiddyGap OP ,

require at least 20% down for their system to work would be a nonstarter for so many people.

That’s not really how it works, though. You actually only have a to put down 5 percent or more in Denmark. Much like the US.

The difference is that, in Denmark, the mortgage (the loan with the covered bond) can only finance 80 percent of the value, the rest can be financed by a regular bank loan. So 80 percent mortgage and 15 percent bank loan.

GiddyGap OP ,

No worries. The article isn’t clear on that.

GiddyGap OP ,

Here’s an in-depth comparison between the US and Danish mortgage models. It’s a PDF from the NY Fed:

newyorkfed.org/…/epr_2018_us-danish-mortgage-fina…

GiddyGap OP ,

Or probably just do both.

GiddyGap ,

But also don’t automatically dismiss until we know more.

deleted_by_author

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    GiddyGap ,

    The graphs are macroeconomics, your receipts are microeconomics. Two different worlds that people mix up. That’s also the point of the article.

    GiddyGap , (edited )

    Trump would have put it into a wall and Big Macs for his Cheeto-dusted minions.

    [US] I'm hesitating launching my own business because I'd lose health insurance for my family. What are my options?

    I have everything pretty much ready to launch full time. Time, skills, customers, support from family. But I’d leave my current job behind and with it my family’s health insurance for the foreseeable future. I can’t afford any of the options I’ve seen. It’s the one thing holding me back. Any ideas for affordable health...

    GiddyGap OP ,

    That is the unfortunate truth about doing business as a startup in the US, isn’t it?

    I wonder now many businesses never get off the ground because people have to make these decisions.

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