How do you deal with the poor and desperate around you? (Homeless or some stranger who is in an utterly helpless position)

I am low on money these days and my life is hell for it. I have to do with substandard everything in my life I recently had an incident where an elderly woman asked me for money while roaming the street with her family begging for money. I had no money to spare, but had I had any, I wouldn’t have given a penny to her (Life is...