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lennybird , in Rosalynn Carter, transformative former first lady and mental health advocate, dies
@lennybird@lemmy.world avatar

Eleanor Roosevelt, Rosalynn Carter, and then you’ve got… Melania 🤢…

thisisawayoflife , in K-12 schools improve protection against online attacks, but many are vulnerable to ransomware gangs

It’s crazy to me that data hygiene isn’t taught to people. It’s even crazier that people think it’s ok to log into their personal accounts from their work computers.

No_Ones_Slick_Like_Gaston , in Orcas Pummel Boat After Crew Tries To Deter Them With Heavy Metal Music

It doesn’t have to be like this killer whales ~Car Seats Head Rest 2014

the_q , in A 30-Year Trap: The Problem With America’s Weird Mortgages

American mortgages are scams. $100k house at 3% interest over 30 years turns that $100k home into $189k giving the loan institution a free $89k all for commoditizing shelter.

joenforcer ,

$100k house

Oh, you sweet summer child…

Also, please come back when you understand opportunity cost. I will GLADLY pay anyone a 3% rate to front any amount of money I already have.

Dkarma ,

No shit…lol they have no clue how interest works

the_q ,

Oh is my math wrong?

AlDente ,

Payment = rate*(loan amount)/(1-(1+rate)^(-number of payments))

Rate =.03/12 = 0.0025

Payment = 0.0025*100000/(1-1.0025^(-360)) Payment = $421.60

Therefore, $151776 will be paid in total, or $51776 in interest.

the_q ,

I used that number for simplicity’s sake since so… so many of you have a hard time putting large numbers into understandable chunks.

I do understand opportunity cost. My gripe is applying it to shelter to begin with. The whole notion of using shelter as a means for financial gain is absurd. That’s the reason 2008 happened and why housing is unobtainable now.

I’m glad you have $100k on hand. Most don’t.

Earthwormjim91 ,

Ah yes it’s so much worse than other countries where that interest is 3%, oh wait no now it’s 7%, oh never mind it’s 5% now, oh hold on now it’s 12%.

A rate locked for the entire term of the mortgage is immensely better for the buyer than a rate that can change every 5 or so years.

Sir_Kevin , in Death toll from floods in Kenya, Somalia and Ethiopia rises to 130
@Sir_Kevin@lemmy.dbzer0.com avatar

Sadly, few people in the West will know this is even happening. Even fewer will care. Meanwhile it is events like this that are going to a happening everywhere as climate change continues. Instead of seeing this warning, most people will be shocked pikachu when it finally happened to them.

The time to prepare is now.

time_fo_that , in US lawmakers urge scrutiny of SpaceX worker injuries after Reuters report

Elon works his employees to death, I have several friends that got hired by SpaceX and Tesla after we all graduated and they told me they often work 60-80 hour weeks on salary but that “they build cool shit” so it’s “worth it” lol.

Rapidcreek , in Yemen's Houthi rebels hijack an Israeli-linked ship in the Red Sea and take 25 crew members hostage

We all know how Obama took care of these situations

itsonlygeorge , in Postal worker among 3 charged in $24 million stolen check scheme, officials say

Isn’t this the plot for baby driver?

Coreidan , in Nearly 450 hospital patients in Massachusetts could have been exposed to hepatitis and HIV

I can’t tell if this is the incompetence or malice

cabron_offsets , in H.S. football coach is fired after holding a baptism for players after practice

Really fuckin sick of these severely mentally ill people in positions of authority. Fuck your sky daddy and other imaginary friends.

mydude , in WHO declares loneliness a ‘global public health concern’

Good thing we didnt follow The Great Barrington Declaration then… gbdeclaration.org

notonReddit , in The US is normalizing the cruelest mass killing method to stop bird flu

Good

x4740N , in Nearly 450 hospital patients in Massachusetts could have been exposed to hepatitis and HIV
@x4740N@lemmy.world avatar

Not the onion

saraabi , in IDF evidence so far falls well short of al-Shifa hospital being Hamas HQ

I am Jack’s complete lack of surprise

iquanyin , in Elon Musk’s SpaceX rocket explodes in second test flight | CNN
@iquanyin@lemmy.world avatar

how nice for mexico

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