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foggy , in Biden launches ‘most affordable ever’ student loan repayment plan

More affordable than total elimination?

FlyingSquid ,
@FlyingSquid@lemmy.world avatar

“Most affordable ever” does not mean “most affordable possible.” He tried that. SCOTUS stopped him. He’s doing what he can to make the situation better.

goforliftoff ,

Honestly I think this is better on the whole. Not if you were going to get your loans forgiven - I get that - but for today and tomorrow’s borrowers, this policy will be a positive thing and will still help current debt holders, too.

Olgratin_Magmatoe ,

It can actually end up having the effect of causing tuition to go up.

When student loans became loans that couldn’t get forgiven, and federal student loans became widely accessible for poor students, tuition prices got jacked up because the universities knew that they could get away with it. I imagine a similar thing will happen here.

The only true solution is to have free public higher education like the rest of developed nations do.

HawlSera ,

Sadly the “rest of” is not only unnecessary but also inaccurate

afraid_of_zombies ,

The true solution was to not mess with the system we had. Where the state schools were nearly free and debt was easy to discharge. The problem was they made it impossible to discharge.

Morcyphr ,

This program will actually save my family more money than the program shut down by SCOTUS. Our loans were never (and are never) going to be completely forgiven, and that’s fine. We owe collectively ~$90k. This plan is a manageable path to payoff for us, at least.

SupraMario ,

Fed loans should be scrapped, the reason college is so expensive is colleges see that the gov will give loans to anyone and back them up. The second that this became the norm, these colleges just saw a blank check.

stratoscaster ,

Not sure how effective that would be. It would have to be paired with regulation on the cost of college tuition for it to actually do anything.

And even then, a “more affordable” college education still is unobtainable to many students. Most people have zero savings or even a negative net worth.

www.credit.com/blog/average-savings-by-age/

SupraMario ,

So you’re solution is to allow people who have no savings and negative net worth to borrow hundreds of thousands of dollars that they cannot get rid of even via bankruptcy? If college tuition was 3k a semester or per year…way more people could afford it.

stratoscaster ,

Bro did you read my comment, I gave you your answer and said it should be regulated to be more reasonable

SupraMario ,

How do you plan on doing that though?

stratoscaster ,

… putting a cap on tuitions based on poverty line? Subsidizing tuitions for people relative to poverty line? There are many ways to accomplish this it’s not impossible to make tuitions reasonable for people who can afford them and attainable for people who can’t. We all benefit from people being more highly educated

SupraMario ,

So the person who is $1 above the poverty line gets shafted? Most students could just not be claimed by their parents and instantly be below the poverty line.

stratoscaster ,

What? You do know that the poverty line is used as a base reference often right? Usually government assistance programs will qualify based on anyone below X% of the poverty line like 200% or something. You don’t have to be at or below the poverty line to qualify.

I really don’t know if you’re being serious, but the points you’re bringing up seem like nonsense. Obviously there are ways to manage these things, it just depends on how you want to go about it.

SupraMario ,

The point is, you’re still allowing colleges to charge whatever the fuck they want and they know the feds will pay it. Without the loans they’ve got to actually get serious about the bullshit spending they do and properly price the cost of attendance.

stratoscaster ,

Also you have to actually be independent to claim yourself as independent… have you actually gone through that process? You have to literally provide proof that your parents either A) could not help fund your education or B) are estranged or dead, and also have to sign an affidavit. Source: I had to do this myself in college

CrypticFawn ,
@CrypticFawn@lemmy.dbzer0.com avatar

He tried total elimination. But Republicans and the activist SCOTUS ruined that dream.

GiddyGap ,

This always baffles me. I hear people say “I’m never voting for a Democrat again! They couldn’t get student loan forgiveness done!!”

You think Republicans will get student loan forgiveness done? You think not voting will get student loan forgiveness done? Think again.

Biden and Democrats are doing everything they possible can in a hostile environment where Republicans sue as soon as any forgiveness is on the horizon. And Trump’s SCOTUS is there to help Republicans in that effort.

Elections have consequences! Vote!

SheeEttin ,

Those people are liars. They were never going to vote for a Democrat.

Stinkywinks ,

What’s to stop them from ruining this one?

CrypticFawn ,
@CrypticFawn@lemmy.dbzer0.com avatar

🤷🏻‍♀️

afraid_of_zombies ,

No, he didn’t. He tried the motions. The President does not have to collect on a debt or collect a tax without Congress forcing it. Which Congress can’t practically do.

Hildegarde ,

Biden chose to restart payments.

FlyingSquid , in Abortion bans are fueling a rise in high-risk patients heading to Illinois hospitals
@FlyingSquid@lemmy.world avatar

Indiana is going to send them over. There are exceptions in the Indiana law for rape and the life and health of the mother, but enough doctors will be too scared to sign off on it and too many women will be too traumatized to report their rape that women will have to go to Illinois.

LEDZeppelin ,

Let the blue states pay for healthcare cost while red state preaches “FiSCaL ReSPonSiBiLiTY”

droans ,

It doesn’t matter that we have exceptions in the law. All abortion clinics have shut down here. The law itself is also intentionally vague in order to scare away any doctor who attempts to follow it.

NounsAndWords , in CDC warns not to 'kiss or cuddle your turtle' as salmonella outbreak spreads to 11 states

I usually just have my girlfriend kiss my turtle.

CameronDev , in CDC warns not to 'kiss or cuddle your turtle' as salmonella outbreak spreads to 11 states

Classic CDC kink shaming me :(

FlyingSquid , in CDC warns not to 'kiss or cuddle your turtle' as salmonella outbreak spreads to 11 states
@FlyingSquid@lemmy.world avatar

DON’T TELL ME WHAT TO DO! YOU’RE NOT MY FATHER!

HobbitFoot ,

GIVE ME BACK MY PURSE!

Aliendelarge ,

I DON’T KNOW YOU!!!

FlyingSquid , in List of possible unaccounted for after Maui fire now 1,000 to 1,100
@FlyingSquid@lemmy.world avatar

“that doesn’t mean necessarily … that these people are, in fact, missing,” said Steven Merrill, the special agent in charge of the FBI’s Honolulu field office.

Dear god, I hope not.

benjihm , in Lucy Letby will die in prison after receiving 14 whole-life sentences

There’s a lot of hate here that I can empathise with and I’m trying to not take calls for her to commit suicide or be murdered/ tortured in prison literally. It’s difficult to express hate verbally without reference to physical violence that underscores it. There’s sentiment here that life in prison isn’t enough and I tend to agree, but not in a way I’ve seen talked about here or anywhere else.

Letby should be imprisoned for life, no question. But that shouldn’t stop us asking more questions about what happened here. Do we treat Letby’s murders as isolated, unique cases and expect them to never be repeated? Lock her away and continue business as usual? It’s possible that things aren’t so simple and we need to look into how somebody like Letby got away with so much for so long and maybe also why she began doing something quite so horrific.

Mental illness is an unfortunate reality to come to grips with because we are steadily recognising that it is caused by relationships an affected person has with their environment. That means there is a share of responsibility in all of us and the systems/ institutions we have built to make sure this does not happen again and that we identify it before it’s too late.

It’s entirely likely that Letby will turn to self harm, or other extreme outcomes of poor mental health. We can’t ask anyone to sympathise with her after what she has done, but we can hope to treat mental illness better in the future and offer help to those who need it, before it’s too late. And I don’t mean too late in the sense of killing people, because that’s not what all mentally ill people do.

Syldon ,
@Syldon@feddit.uk avatar

There should definitely be better trigger points added to healthcare and warnings to signify either errors of judgement or malice. My opinion of the management involved in this case is also very low. The parents also deserve justice with the failings in that area.

The mental health side of things should be taught in schools to let people know when things are abnormal. No one tells you that it is normal to have some of the syndromes that affect all of us in our daily lives. Without realising there is an issue, people can easily blow things up and create spirals that are hard to get out of. Mental health should not just be down to professionals, just like physical health having some awareness of good/bad can go a long way.

lennybird ,
@lennybird@lemmy.world avatar

I appreciate the leveled comment. It’s difficult to separate one’s more reactive side of anger with the reasonable side. There’s a reason the family of victims of crimes can’t be jurors. I, too, would not be able to hold it together if I was in the position of those impacted by this person. Still, like you said it’s vital we look at it from a position of a civilized society. The lens of Justice should not be focused on vengeance or punishment — both proven ineffective in terms of recidivism. Rather, the true pillars of justice involve: Separation from society, and rehabilitation (when possible). Arguably deterrence, but that is questionable.

Someone like this should not just be sentenced to life imprisonment (as a precaution to civilized society), but also subject to scientific study from both life and after death in autopsy. Every. Single. Part of her makeup should be dissected from checking for tumors (Tower shooter), analyzing her brain chemistry, relentlessly studying her past and psychoanalyzing her.

datszechuansauce , (edited )

Insulting the userbase by implying anyone calling for the death penalty is angry? Check

Bringing up mental illness when it has nothing to do with the case? Check

Implying the baby murderer is mentally ill with no basis whatsoever? Check

“Hot” (in their minds) closeup pic of young 20-something baby murdering nurse horse-faced bitch smiling? Check

Looks like we got ourselves a SIMP in here, boys

suction ,

Hot

Dude, splooge one off please, your eyes aren’t working

datszechuansauce ,

I am not the one who thinks she’s hot. It’s these losers simping after a horse-faced baby murdering bitch you need to talk to.

suction ,

I don’t think I do.

yokonzo , (edited )

Implying the baby murderer is mentally ill with no basis whatsoever?

Did you actually just type that with no sarcasm like baby murderer doesn’t give reasonable suspicion of mental illness?

datszechuansauce ,

Are you that desperate for pussy that you are defending a baby murderer with no sarcasm?

Meowoem ,

These bizarre attacks are silly, no one said they want to sleep with her - people are just pointing out that emotional responses are easy and feel good but they don’t help - you’re full of hate and I understand that but it’s not going to stop the same thing happening again, we’re saying that stopping the same thing happening again is more important.

spookedbyroaches ,

The point is to be more nuanced and actually get to the bottom of why she did what she did. By default, people don’t have the capacity to just straight up murder helpless children. If someone does that, something is seriously wrong. What happened in this case? Is it mental illness? Is that nurse this incompetent (unlikely)? Why was this left unchecked for so long since doctors have seemingly voiced some concerns in the past?

Even if turns out to be mental illness, that doesn’t mean that she should go back to business with a warning, she is still a threat to other people.

Malfeasant ,

By default, people don’t have the capacity to just straight up murder helpless children.

Whoa there, citation needed. Most of us don’t do it, but we all have the capacity to do it.

spookedbyroaches ,

Capacity as in mental capacity. People don’t just wanna murder people. Even if you think you’re in the right, killing people kinda makes people feel bad.

datszechuansauce ,

By default, people don’t have the capacity to just straight up murder helpless children.

😆

What happened in this case? Is it mental illness?

😆 😆 😆

You people are a fuckin’ riot

Fishshake , in CDC warns not to 'kiss or cuddle your turtle' as salmonella outbreak spreads to 11 states
@Fishshake@lemmy.world avatar

Well, there went my plans.

SilverCode , in CDC warns not to 'kiss or cuddle your turtle' as salmonella outbreak spreads to 11 states

Jonathan the zombie is going to be very unhappy about this ☹️

MicroWave OP , in Biden launches ‘most affordable ever’ student loan repayment plan
@MicroWave@lemmy.world avatar

The program, named Save (Saving on A Valuable Education), will replace the Revised Pay As You Earn (Repaye) plan, lowering the minimum amount due on student loans for borrowers who enroll in an income-driven repayment (IDR) plan.

Under the old rules, borrowers enrolled in this plan were required to pay at least 10% of their discretionary income, or the difference between their adjusted gross income (AGI) and 150% of the federally designated poverty line. Now, borrowers only have to pay the difference between their income and 225% of the poverty line.

HubertManne ,

poverty line is such a joke now, just like the inflation numbers. they have to double and triple it to get to a more realistic figure.

Chickenstalker , in Generative AI Is Scraping Your Data. So, Now What?

Since AI ouput is public domain, I don’t mind so much anymore.

sciawp ,

To be clear, I don’t think the ruling was that the output is public domain. The ruling was just that it isn’t allowed to be copyrighted

midorale ,

It also seems like that ruling was for AI that had nearly no human input.

SkyNTP , in Elon Musk to strip headlines off news links on Twitter in latest overhaul

Can we, as a society, just move on from that shitty website?

WhyDoesntThisThingWork , in Elon Musk to strip headlines off news links on Twitter in latest overhaul

Wait. So you mean people will actually have to read articles now? This is actually kind of genius.

Snapz , in Pride flag killing suspect appears to have a long history of anti-LGBTQ social posts

Long history of UNTREATED MENTAL ILLNESS.

WaxedWookie ,

Honest question - where do we draw the line between mental illness and reactionary/far right politics? Noone of sound mind would believe the ludicrous conspiracism that the mainstream conservative media like Fox constantly spews forth - and that’s to say nothing of the more extreme OAN and Infowars.

Case in point - gay and trans people are inherently paedophiles (honestly wtf?)… A super-common talking point that begs the question what do we do about the people (the lunatics stupidly think are) raping our children?

eatthecake ,

We’ve reached the point in the medicalisation of everything where being an asshole must be a mental health problem because ‘no sane person would think that’. Being irrational and believing lies is not mental illness, it is normal human behaviour. Cruelty is normal human behaviour.

WaxedWookie ,

Of course they’re assholes, but that’s not the point - they’re brain-broken delusional, and victims of genuinely unhinged conspiracism. They’re not mutually exclusive.

Believing the transparent, self-contradictory nonsense is absolutely pathological… I assume you think someone that believes they’re Queen Victoria are delusional - where do you draw the line?

ParsnipWitch ,

Unless this can be proven, it’s a bold claim to say it’s normal human behaviour to be cruel. Current research suggests the opposite. The majority of humans are born with empathy and the desire to help others and be nice.

afraid_of_zombies ,

I think the courts use the criteria that if they knew what they were doing would get them in trouble. Running away, hiding evidence, obscuring identity.

Having beliefs that don’t match the real world isn’t mental illness in of itself.

WaxedWookie ,

I’m curious why you jumped to the legal argument. If someone is unaware of the consequences of their actions, it becomes difficult to hold them legally or morally accountable. This is also the basis for an insanity defence.

While having beliefs that don’t match the real world isn’t inherently mental illness - it definitely is beyond a certain point. The clinical definition can be found in DSM5 297.1 (F22).

It’s the difference between “I believe Jesus is my personal lord and saviour” (delusional but understandable) and “I am Jesus… No I can’t swim, but watch me step off this boat and walk on water.” (delusional to a clinically relevant, harmful degree).

DessertStorms ,
@DessertStorms@kbin.social avatar

Bigotry is not a mental illness, and actually mentally ill people are much more likely to be the victims of violence than to perpetrate it.
Please stop spreading this ableist excuse.
This guy killed someone because he was a violent hateful bigot, and is direct and not at all unexpected result of a violent hateful and bigoted society. That might not be an easy or comfortable reality to deal with, but that's what it is. Stop scapegoating mentally ill people (who yes, deserve significantly more help and support than we get, but that doesn't change the fact that society created this, and many other, killers, not mental illness).

ParsnipWitch , (edited )

No one is scapegoating mentally ill people by stating the fact that there is mental illness that can lead to dangerous and / or criminal behaviour. An estimated 30 to 70 % of all homicidal criminals have at least one mental illness.

It’s also not ableist because “mentally ill people” is not even close to a homogeneous group of people. There are thousands of different mental illnesses and more than 20 % of people in the USA are mentally ill.

No one is saying these people are all murderers.

Please stop trying to push this weird agenda of “some people are just born evil” or made evil or whatever it is you are trying to say. It’s a step forward to recognise how society can prevent criminal behaviour, for example by treating mental illness better. “Evil” does not exist. There is always a reason of why someone behaves the way they do.

Snapz ,

"…political conservatism and motivated social cognition (Jost, Glaser, Kruglanski & Sulloway, “Political Conservatism as Motivated Social Cognition,” Psychological Bulletin). In a nutshell, the article—by Stanford and UC Berkeley researchers—seems to suggest that conservatism is a mild form of insanity. Here are the facts. A meta-analysis culled from 88 samples in 12 countries, and with an N of 22,818, revealed that “several psychological variables predicted political conservatism.” Which variables exactly? In order of predictive power: death anxiety, system instability, dogmatism/intolerance of ambiguity, closed-mindedness, low tolerance of uncertainty, high needs for order, structure, and closure, low integrative complexity, fear of threat and loss, and low self-esteem. The researchers conclude, a little chillingly, that “the core ideology of conservatism stresses resistance to change and a justification of inequality.” The above list of variables is more than a little unsavory. We are talking about someone full of fear, with a poor sense of self, and a lack of mental dexterity. " -above is an excerpt from Psychology today article

No, these people literally need medical intervention and they’d very likely be better, more compassionate, healthier people.

Mental illness is chemical imbalance, inherited conditions and unresolved trauma. Science has answers and therapies, but this group is socially conditioned to avoid addressing their metal health and our society fails (largely in a broken loop full of the same conservatives denying funding) in not making access to care undeniably available, affordable/free and encouraged.

arc , in Sam Bankman-Fried living on bread and water because jail won't abide vegan diet, lawyer says

I don’t believe his choices are THAT limited. Most prisons will have a self-service line with a choice of boiled veg, rice, beans, potatoes, pasta, fruit, grits, oats. Also, and just generally, boo hoo for him. Funny how his ethics extend to what he eats, but not who he steals from.

crashoverride ,

Also bread and water is a vegan diet, lol

LeadSoldier ,

I have no idea what you are talking about. I was arrested when I was protesting in El Paso. They just brought trays of slop to us in our cells three times a day. It looked close to an '80s elementary school lunch but slightly lower quality. It really wasn’t reasonable. I was found not guilty because Americans are supposed to be able to protest. The FBI felt otherwise when they cut off part of the tape proving my innocence but got caught doing so without consequence.

arc ,

Federal institutions have a national menu that they’re meant to provide. I’ve linked to it elsewhere and if inmates don’t receive it then there are avenues to complain through. And to be clear I’m sure even in the best of circumstances the food still sucks, but there is a menu and there is choice. It is also VERY clearly spelt out in the MDC Brooklyn inmate’s handbook on page 13 what the food is and an inmate’s options regarding it and any religious / dietician exemptions.

IMO this is SBF being a precious entitled asshole in prison thinking he’s above the conditions that everyone else in there is subject to. “Oh look at poor me I have to eat bread water and peanut butter”. Meanwhile reality says he’s lying. This is merely the latest incident of him attempting to control the narrative. He can’t tamper with witness so he’s holding a pity party and we’re supposed to care.

31337 ,

Yeah, local jails are bad, and juvenile facilities are even worse. Been in both (but luckily not a federal facility).

The entire criminal justice system in the U.S. is evil. It’s all about money and retributive “justice” to get votes/campaign money. It serves no purpose otherwise, because it sure as hell ain’t built to rehabilitate people. Any attention to the wrongs of the system is welcome, IMO.

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