So best case for someone like this: don’t drive. Get other people to drive you, use public transportation, get a bike, etc. But this is probably America and that is 100% not possible everywhere. Or even most places.
There is another option: State-Owned High-Risk Auto Insurance. These are insurance plans owned by individual states. Because US states all require auto insurance to drive a car and because driving a car is goddamn necessary in a lot of America, this exists.
It’s VERY expensive. Like when I was looking at getting good coverage for 2 newish cars I was staring down $500/6mo. Our state’s high-risk was $2,000+. But it exists for people like in the post who are just too expensive for ordinary insurance companies to want to insure.
No way. Even just commuting assuming $20 each way (cheap for rush hour) that’s $4,800 every 6 months. Probably 2-3 times as expensive as the high risk insurance.
The post said they had been paying $500 a month ($3000 for six months) and it went up with every accident. When you factor in gas and maintenance (let alone deductibles for all their accidents), ride share services might well be cheaper.
$4,800 every 6 months is only $800/month. The OP pays $500/mo on insurance, let’s say $100 on gas a month, that’s only $200/month payment on the loan for an old used car. Car ownership is expensive, but it’s probably more common for the car payment to be $500/month and insurance to be $200/month. This doesn’t even factor maintenance
Where on earth are you getting insurance for 2 cars for $500/6 months? I’m middle aged, drive a 10 year old car, and have a perfect driving record, and mine’s about $100/month. I’ve priced the same level of coverage with other companies and that’s pretty much what all of them offered.
Eta: I’m literally asking. I have no loyalty to my current company, if I can get it cheaper, I’m out.
That was a few years ago. But I have the same coverage and cars for $580/6mo. BTW it’s cheaper to pay all at once usually.
But our cars are compact and subcompact about 9 & 10 years old. We carry 100/300/100. It’s GEICO is MD but it was also about the same with progressive in FL. Only one of us has a perfect record, the other is still minor and rare.
So you may just live in an expensive state for insurance.
I’m in a similar position, middle aged, clear driving history for about 15 years, car’s an '18. I pay ~$450 every 6 months with Progressive. Paying the whole amount up front gives me a good discount. If you can’t do that size payment at once you can pay with PayPal credit and it should be no interest for 6 months so you can get the discount and still pay monthly.
I need to check on whether I get a discount for paying all at once. I’m finally at a point where I could manage it but I have no idea what it would save.
Ooh, just checked looked and nope, USAA gives me $16/month off for autopay but no pay in full discount. Lots of pretend discounts for other stuff but that just puts them around what other insurers would charge anyway. What a rip off.
I live in the Netherlands and now pay €188 a year. It’s just a “wa” insurance meaning if I hit something they pay the damage of the other’s, but not mine damage.
I drive a car from 2009 and have 10 years of no damages. So if your willing to move to the Netherlands wait 10 years you can lower your payment. (Not really a option I guess)
How long is that going to take? Can we do it via Zoom? If it’s not inconvenient for me to attend this meeting I’d be down for $1/second. My number is higher if it has to be in person, but I’m not gonna act like it’s a high number.
Eye contact is cheaper than having to look at his hands. For the right price I’ll even stroke… his ego by comparing him to Edison. Fortunately for me I’m sure he’d take that as a compliment and not realize I’m calling him a talentless hack that steals from Tesla.
In the wholesome storyline the dad stopped in the middle of saying son to ask if that was still what they wanted to be called or if they wanted a different label
The best trick conservatives have managed to pull is to convince people that everybody is as unhinged, corrupt and immoral as they are. “Both sides” aren’t the same.
there’s one general group of people who want to help feed people and make everyone as happy as possible, one group that just sort of doesn’t care about anything, and one group that genuinely doesn’t seem to understand that other people have feelings and emotions.
In the present research (N = 675), we focus on the relationship between the dark side of human personality and political orientation and extremism, respectively, in the course of a presidential election where the two candidates represent either left-wing or right-wing political policies. Narcissism, Machiavellianism, psychopathy, and everyday sadism were associated with right-wing political orientation, whereas narcissism and psychopathy were associated with political extremism. Moreover, the relationships between personality and right-wing political orientation and extremism, respectively, were relatively independent from each other.
We found eleven significant correlations between conservative [Moral Intuition Survey] judgments and the Dark Triad – [narcissism, Machiavellianism, psychopathy,] all at significance level of p<.00001 – and no significant correlations between liberal [Moral Intuition Survey] judgments and the Dark Triad. We believe that these results raise provocative moral questions about the personality bases of moral judgments. In particular, we propose that because the Short-D3 measures three “dark and antisocial” personality traits, our results raise some prima facie worries about the moral justification of some conservative moral judgments
I ran a follow-up study testing the Dark Triad against conservative and liberal judgments on 15 additional moral issues. The new issues examined include illegal immigration, abortion, the teaching of “intelligent design” in public schools, the use of waterboarding and other “enhanced interrogation techniques” in the war on terrorism, laws defining marriage as the union of one man and one woman, and environmentalism. 1154 participants […] Twenty-two significant correlations were observed between “conservative” judgments and the Dark Triad (all of which were significant past a Bonferonni-corrected significance threshold of p = .0008), compared to seven significant correlations between Dark Triad and “liberal” judgments (only one of which was significant past p = .0008).
You want to wreck someone at hangman? Choose “jazz”. Getting “A” as the second letter is no help at all, and “J” and “Z” are the last letters anyone guesses.
It is part of my sworn duty to thaw those blocks of ice.
Although I have noticed, things have become a lot less dire since we gave in and let the dog sleep at the foot end of the bed. 35kg of fur covered bio heater help.
I was out shoveling snow the other day and I guess I need new boots cause my feet were frozen. Then it was turnabout is fair play when I put my cold feet on her and she acted like I was the worst human being ever.
They want exactly the one on the website except with every measurement multiplied by 0.893, corner angles that would make Escher blush, and also they want it to stand 4 feet tall with no legs.
I want a table that 100 people can sit around that fits in your average living room. It should also be affordable and made of really high quality materials
Oh, I forgot about that one! Apple are full of shit. Also “it’s not a bug, it’s a feature” is a classic.
Whoops, it seems the last one isn’t from Apple, I guess I’ve just seen it used about their products so many times I assumed it originated from them…sorry about that. I shouldn’t go around the internet assuming things.
I feel you. The cable, adapter and usb hub market is fucking atrocious. Specifications are often inaccurate or insufficient. I’ve had so many headaches because of this, but at least we have a 14-day obligatory return policy in the EU.
It’s not, though. Git is a means of distributing content, not the content itself. The thing analogous to PornHub’s porn on GitHub is the source code in the repos hosted there, not Git itself.
Depends on to whom. If you’re explaining to your grandma, a small child, a co-worker, or a student under your tutelage, you probably don’t want an explanation that relies on reference to a porn site.
And if you’re explaining to a novice developer or to an IT person who sometimes might have to work with Git, they deserve an explanation that leaves them with a basic understanding (or at least the names) of the kinds of things Git and GitHub are (VCSes and SCM forges, respectively), not just an inkling that GitHub is not unique in being ‘a place to host (some?) Git, whatever that is’.
So… if you don’t mind that it suggests ‘GitHub is for uploading Git(s)’, that line is an okay way to teach ‘the difference between Git and GitHub’ to non-technical, non-elderly adults who don’t really need to know what Git is (and don’t work with you or study under you).
That’s an explanation of pretty damn narrow usefulness, to put it generously.
I agree that porn is a nsfw way to explain something in a lot of scenarios but I disagree about people needing to know at least the names of a technology from an explanation.
Most people don’t need to know or care about the names to understand or use them. Knowing the names after I learnt the commands did not give me greater insight into how the tool works.
If they are just being introduced to git and github then they are likely new to programming and have much more important things to care about like learning their first programming language or understanding how their teams project actually works.
A place to host gits is a perfectly good explanation for anyone who is new to it.
Git is a DVCS. GitHub is a place where DVCS repositories are hosted. There are many other places where DVCS repositories can be hosted, but GitHub is the most famous one… Porn is a type of content. PornHub is a place where porn is hosted. There are many other places where porn can be hosted, but PornHub is the most famous one. It’s a pretty good analogy.
Sure… and you could pass around porn on thumb drives. But, having a central website where you can browse public repos and clone the interesting ones is a pretty key part of Open Source / Free Software development.
How many people use Github for discovery though? I usually find interesting projects through a search engine, through word of mouth, through posts on here, etc. at which point it doesn’t really matter where the repo is hosted. A lot of the useful projects I use aren’t even on Github.
As far as I know, Gitea is current working on federation support, which will be great. It’d be like Lemmy where you can browse repos, submit issues, etc from one instance even if the repo is hosted at a different one. Git was really designed for a model like that, not for a centralized one.
How many people use Pornhub for discovery though? I usually find interesting content through a search engine, through word of mouth, through posts on here, etc. at which point it doesn’t really matter where the porn is hosted. A lot of the useful content I use aren’t even on Pornhub.
Seriously though, I agree with you, githubs value to open source is not it’s discover-ability. Personally I think its value comes from the stability, as much as I’m an advocate for self-hosting I know from the amount of dead links on the internet that we could have lost a lot of projects or at least they would move about as hosts went down.
I quite like the idea of federated gitea, although technically there is already a federated platform for porn if you count Lemmy and/or mastadon.
In case you're wondering, some broadcast equipment, such as the Axia Radius, uses Ethernet sockets for the connection of balanced and unbalanced audio.
This simplifies cabling, but you need adapters at the end of each cable to go back to RCA, TRS, XLR etc.
In my home studio I have a Behringer S16 digital snake which connects to my X32 in the control room with only a single CAT5 cable in between. So it’s literally sending 16 channels of audio with a single ethernet cable. Pretty cool!
“Only when the last tree has died and the last river been poisoned and the last fish been caught will we realize we cannot eat a machine learning algorithm.” - traditional Native American saying.
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