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kaine ,

He is the embodiment of cringe.

Ironfist ,

Dave “I fire people that have sex out of wedlock” Ramsey? Who cares what that religious nut have to say?

andri ,

It’s hard to get a job, man.

Sam_Bass ,

The man is an egomaniac

Subverb ,

I’m a Boomer myself (born in 1964) and this maybe the first legitimate occasion I’ve had to say “Okay, Boomer.”

Out of touch.

Shyfer ,

Feels good, doesn’t it? 😂

InternetUser2012 ,

I’m a gen x, and I don’t want to work. I mean really, who does? Who would rather work than spend time with their family and/or see the world? I work because I have to to survive.

Croquette ,

People want to work if:

  • it is meaningful to them
  • their work is a mean to do something meaningful to them.

If you work to survive, there is no prospect to advance or do something fun/meaningful, then why the fuck should people want to work?

And Ramsey is kidding himself, is work is not that hard. So it’s fucking rich coming from someone that peddle his shit to make money.

orrk ,

“want to work”? that’s only for actual humans, you are a parasite leaching off the work of the people who are actually productive, the shareholders, and if they all go hide in a secret valley gated community the world will collapse as they invent a perpetomobile outside the “laws of nature” imposed by the government

(everything up to the perpetomobile is actually held beliefs among these people, just the laws of nature being enforced by the government is a bit of a gag)

Gabu ,

I love working! … when I’m self-employed. Knowing that what I’m doing is likely to actually make a difference for someone other than a rich fuck is incredibly motivating.

TrueStoryBob ,

Respectfully, Dave Ramsey can suck my whole ass.

NewAgeOldPerson ,

No respect. I wouldn’t let him. That’s reserved for peeps I like.

But he can suck… Wait…

He can go have coitus with himself. And even that’s too good for him.

jj4211 ,

I’ve been sick of him from the first moment I met an adherent. I mentioned how I like to avoid debt and pay it down early and the person said “Oh, so you listen to Dave Ramsey?” I confessed to having no idea who they were talking about, and they swore that I was being obtuse because I couldn’t have come up with “interest sucks” on my own.

Papergeist ,

George Washington bemoaned debt

stoly ,

Those who are undereducated often can’t imagine that people can be truly brilliant.

NotMyOldRedditName ,

Interest bad is far below brilliant

jj4211 ,

I guess we could be grading on a curve of people that view Ramsey as brilliant…

n3m37h ,

No just interest, compound interest is bad

Son_of_dad ,

This guy was born into a wealthy family and acts like he earned it all

Aecosthedark ,

They always do. Its frustrating and disgusting.

buddascrayon ,

Big Trump energy.

masquenox ,

Finance guru grifter Dave Ramsey

FTFT.

cheesymoonshadow ,
@cheesymoonshadow@lemmings.world avatar

I like to imagine this means “fixed that for thee.”

Linkerbaan ,
@Linkerbaan@lemmy.world avatar

Just get a small loan of a million dollars

homura1650 , (edited )

Ramsey did not get rich from a $1 million loan.

He got rich by having $1.2 million in loans. Declaring bankruptcy, then building a financial media empire that teaches people to get rich by avoiding all debt; buying his books; attending his classes; and investing with financial advisors whom his organization carefully vets to assure that their kickback checks clear.

zalgotext ,

Yeah isn’t Dave Ramsey the guy who’s financial advice basically amounts to “don’t rack up credit card debt and regularly put money in a savings account”?

Which like, yeah, that’s not bad advice my any means, but anyone with two brain cells to rub together can tell you that

jj4211 ,

Yeah, I’ll confess to not bother looking too deep into his stuff, but I occasionally see an exchange where someone asked for advice and it is always the exact exchange over and over: “I make minimum wage but I just had to buy a 90 thousand dollar truck and an having a hard time with finances” “You shouldn’t have bought that truck, get rid of it and don’t borrow money like that”

Like why would any vaguely functional human ask that same question when they have to already know the answer. I’m wagering that most of the “questions” are fake. I just can’t believe there are that many people that wouldn’t already know his answer if they vaguely know of him.

ryathal ,

His advice is simple, but a lot of people can’t figure it out by themselves. His radio show is pretty good, because he really addresses the emotional side to finances. The other personalities are garbage though.

Linkerbaan ,
@Linkerbaan@lemmy.world avatar

I was referring to Trump on this one.

https://lemmy.world/pictrs/image/7d00e787-ae0a-481b-9b8d-956511a7db31.jpeg

CosmicCleric , (edited )
@CosmicCleric@lemmy.world avatar

Hot take incoming…

Another daily “Eat the Rich” post.

There’s too much emotion on this topic to be able to have a serious and honest conversation about it (either/both ways).

Like with everything else that has to do with human beings, the truth lies somewhere in the middle.

And yeah, I know, “Centrist, kill him!!!1!!”. But seriously, neither extreme has it 100% right.

Fix the supply of available new homes to purchase so that the costs come down, and stop just sitting on the couch bitching and moaning and go earn the money to buy the houses at the cheaper prices (and while you’re off the couch, contact your elected reps and tell them to fix the housing shortage).

Syn_Attck ,

Funny how hot takes are often the nuanced, grounded in reality takes. I guess that’s what makes them spicy… people like things that confirm their beliefs and insecurities, and the truth is one of the most disturbing things for a lot of people to hear.

CosmicCleric ,
@CosmicCleric@lemmy.world avatar

People’s default setting is to stay in their bubbles, yes. But I’m hoping that we can actually get people to talk through the issue in an honest non-emotional way, and see if any resolution could be had, vs. what we get now, the repeated daily posts of raw emotion to enhance conflict and prevent good discussion.

Syn_Attck ,

If you’re not aware of it, LessWrong is a good forum for enhancing your knowledge via discussion in a rational way. Unfortunately the majority don’t want logical discussion, as there’s no direct benefit to them in the short-term and it’s much harder to think that way and you’ll be excluded from your ingroup because you’re going against the grain.

You can lead a horse to water, you can’t make them think deeply about ‘boring’ things.

CosmicCleric , (edited )
@CosmicCleric@lemmy.world avatar

If you’re not aware of it, LessWrong is a good forum for enhancing your knowledge via discussion in a rational way.

Thank you. I had not heard of it before, I’ll check it out.

Edit: This was an interesting read.

You can lead a horse to water, you can’t make them think deeply about ‘boring’ things.

You might be right. But at the end of the day, when everything goes to shit, at the very least I can honestly look into the mirror and like what is looking back, someone who tried to make things better. /shrug

Syn_Attck ,

You might be right. But at the end of the day, when everything goes to shit, at the very least I can honestly look into the mirror and like what is looking back, someone who tried to make things better.

That’s a good point. I need to stop being so jaded, it never leads to anything positive.

But it is hard, having fought time and time again to get a single person to halfway see the reason. I can only hope that a seed has been planted when I do, and eventually it will grow.

CosmicCleric , (edited )
@CosmicCleric@lemmy.world avatar

That’s a good point. I need to stop being so jaded, it never leads to anything positive.

For sure its not easy, especially when there are those with a personal interest to have anarchy via psyops/propaganda, but its something we all really need to strive for.

But it is hard, having fought time and time again to get a single person to halfway see the reason. I can only hope that a seed has been planted when I do, and eventually it will grow.

That’s all we can do really. That, and participate, again for no other reason than for self-respect. Any extra good that comes out of that is just a bonus.

Syn_Attck ,

That’s a favorite of mind, and also a good way to show the honest, rational debate of LessWrong. Has “politics is the mind-killer” been a mind-killer?

GreaterWrong is a nicer way to read LessWrong, IMO.

CosmicCleric ,
@CosmicCleric@lemmy.world avatar

GreaterWrong is a nicer way to read LessWrong, IMO.

Thanks for that too.

Damn, you’re really sending me down the rabbit hole. 🤔 😀

masquenox ,

Centrist, kill him

Oh, look… a “centrist” has shown up to lick boots in public.

Yawn.

CosmicCleric ,
@CosmicCleric@lemmy.world avatar

Centrist, kill him

Oh, look… a “centrist” has shown up to lick boots in public.

Yawn.

Not that there’s anything wrong with being a centrist, but for the record, I’m a 70’s/80’s liberal. But you do you (for real, or for the /s’s).

masquenox ,

I’m a 70’s/80’s liberal.

So you’ve always been a right-winger. No surprises here.

Not that there’s anything wrong with being a centrist,

Yes, there is. Lots. If you are “in-between” two right-wing ideology you are still a right-winger - ie, an apologist for and/or functionary of powerful elites.

CosmicCleric ,
@CosmicCleric@lemmy.world avatar

I’m a 70’s/80’s liberal.

So you’ve always been a right-winger. No surprises here.

I guarantee you that a 70’s/80’s right-winger would not consider a 70’s/80’s liberal a right-winger.

Personally I’m still pissed off at Reagan for calling ketchup a food group.

Not that there’s anything wrong with being a centrist,

Yes, there is. Lots. If you are “in-between” two right-wing ideology you are still a right-winger - ie, an apologist for and/or functionary of powerful elites.

That’s a very narrow and unwise way to see the reality of things, but again, you do you. But I got to warn you, raw rage won’t fix things, it just destroy things.

Centrists are citizens too, and your blind anger can’t magically make them disappear. We need consensus on things that all citizens can agree to, and abide by.

masquenox ,

I guarantee you that a 70’s/80’s right-winger

Do you always defer your opinion to right-wingers? What a “centrist” thing to do - and I wish I was being sarcastic.

That’s a very narrow and unwise way

Considering that you, up until now, didn’t understand how deeply your world-view has been dictated by right-wing ideology, perhaps it’s best that you don’t throw words such as “narrow” and “unwise” around too much, okay?

But I got to warn you, raw rage won’t fix things,

Neither does appeasement - no matter how you justify it.

Centrists are citizens too,

So are serial rapists and parasite billionaires. What’s your point?

We need consensus

No thanks… I’m not comfortable with slavery and genocide - no matter how you justify it.

CosmicCleric ,
@CosmicCleric@lemmy.world avatar

You’re definately on a mission, I’ll give you that. lol

masquenox ,

Aren’t we all?

CosmicCleric ,
@CosmicCleric@lemmy.world avatar

Some moreso than others. 😜

SoleInvictus ,

It’s the earning enough money part that’s difficult. We’re not getting paid commensurate to our value because what used to be skimmed off the top of the value we produce is now being gouged out in big, ragged chunks.

–Privileged bitching alert–

I have three science degrees, ending in MSc, and my wife has two business degrees ending in BBA. They’re all functional, i.e., no one fucked up and went for a different field. We have over $100k in student debt between us. We’re highly educated professionals in senior positions in our respective fields. We also live in a high cost of living area.

When my parents were our ages, neither had a degree and, accordingly, no student debt. My father neither graduated from high school nor had a GED. He actually worked in the same field as me, in a position several levels junior to where I’m at now. My mother worked in a field shockingly similar to my wife’s, also junior to where my wife is now. They lived in an extremely low cost of living area. Adjusted for inflation, they made approximately $35k more a year than we do now and had vastly lower living expenses.

We can’t keep up when wages are depressed and costs are inflated. If my wife and I had the same conditions as our parents, we’d be absolutely killing it financially. Instead, despite being financially responsible, we’re currently debating retiring on time or having a kid. We can’t have both. Yay.

The kicker is there’s absolutely no good reason we shouldn’t have economic conditions at least similar to my parent’s generation at this stage in our lives. We just make less money, despite actually creating more value per hour, because business owners, shareholders, and the c suite are making more than ever and it’s collectively bleeding us dry.

P.s. this comment helped me realize my wife and I have professionally turned into my parents. Gross!

Syn_Attck ,

I know it’s not a comfortable thought, and it’d be nice if we didn’t have to, but you considered moving to a lower cost of living area (whether its an hour from your current job, if the +2 hours daily makes it worthwhile) or finding a job in a state with lower cost of living where your skills are in demand?

If you make 100k/yr and 90% of your income goes to necessities, then it makes fiscal sense to take a paycut to 70k/yr when your necessities only take 40℅ of your income.

It’s nice to live in nice places, and moving and leaving your family/friends behind is a horrible thing to have to do, but it doesn’t have to be forever and this is a matter of survival.

CosmicCleric , (edited )
@CosmicCleric@lemmy.world avatar

A good read, your comment was. /yoda

It’s the earning enough money part that’s difficult. We’re not getting paid commensurate to our value because what used to be skimmed off the top of the value we produce is now being gouged out in big, ragged chunks.

I agree, totally. If the price of goods don’t go down, then the incomes earned must go up. But we (assuming Americans for this comment) live in a society where its ok for a company to “charge whatever the market will bear”, they have no insentives to ‘take care’ of their fellow citizens. So then individuals have to fight harder/smarter for more income.

The other side of that equation is lower the costs of goods, which in this case is housing. There’s currently a weird conjunction of shortage of housing and real estate corporations buying up all available housing to rent that is causing the pricing woes. The latter reminds me of how there was a shortage of computer GPUs for gamers to purchase at a reasonable price, in the recent past, and the market did not correct (much) because it didn’t have to, no competition pressure.

When I mention contacting your elected representative, its for things like to talk to them about lowering the price of goods by enacting laws to prevent monopolistic behavior and promote competition. Right now those reps are not doing that because they are getting paid NOT to do that by the companies. Who you elect to office really does matter in the long run, and even moreso your active participation in the process.

The kicker is there’s absolutely no good reason we shouldn’t have economic conditions at least similar to my parent’s generation at this stage in our lives.

Well, you’re right, and you’re wrong at the same time.

You are right that if Capitialism was working optimally the market would be saturated with product and competition would keep pricing down. But we don’t have that, since we rely on goverment to regulate ‘bad behavior’ Capitalism, and they are not doing that right now.

But at the same time you’re wrong, as Capitalism is not a guarantee, its a variance, its random(ish), and there are no guarantees that the good market that exists today will exist thirty years from now. Its one of the reasons that IMO Capitalism kind of sucks (as practiced today), for the welfare and happiness of all human beings.

–Privileged bitching alert–

My personal story was from being a high-school dropout who had to go find work, to being a very poor “rich” homeowner person today. I lived very frugally at first (really cut down on having meals delivered to you, etc. etc.), and over time my money ‘snowballed’ (there really is truth to that strategy). So I know its possible to overcome any market situation, but its definately not easy, and it takes a toll on you, both body and spirit.

P.s. this comment helped me realize my wife and I have professionally turned into my parents. Gross!

The other day I was visting my 30’s son, and he was in the kitchen yelling at his fiance for where some cooking ingredient was (it wasn’t angry yelling, just for volume, as she was at the other side of the house). And then he stops, turns his head away from the kitchen pantry cabinet to look squarely at me sitting on the couch nearby, and says the exact same thing you said, “I’ve turned into my parents.” I won’t lie, I laughed my ass off, and felt good inside a little bit, in a misery loves company ironic comedic parental revenge sort of way. “Its the ‘Circle of Life’, bay-bbeeee!”. We both laughed.

Bottom line, you just gotta surround yourself with loved ones and ride out the bad storms, and seek happiness where you can, day-by-day. And learn to fish, and not just ask to be given fish all the time (unless you’re really in trouble). Oh, and try to pay things forward. When things are better for your neighbors, they tend to end up being better for you too.

Thank you for coming to my TEDTalk.

AdolfSchmitler ,

God this guy is so out of touch

HawlSera ,

It’s not that I’ve been dealt a losing hand, it’s that my generation wasn’t dealt a hand at all, and were cussed out when we asked why the dealer left us out… Then they told us we lost the game because we were too lazy to buy our own cards to use, even though that’s not how Poker works.

RizzRustbolt ,

“… seven jobs.” Is the completion of that quote.

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