What if switched jobs, even to a different line of work. DFW, and all of metro Texas is pretty expensive.
I spent most of my career in Houston. We bought a lot of expensive houses and expensive cars. Honestly I never expected to live this long. I really wish I would have stashed money away to live the life I’m living now.
Dave Ramsey is a joke. Anyone who knows the basics of personal finance knows he has no idea what he’s talking about and gives advice that is downright statistically incorrect (e.g. his 8% rule nonsense).
Yes, and that’s just the start. He preaches against bankruptcy, but he himself declared bankruptcy in 1988. He claims Christianity but has been sued by female ex-employees (one was fired for being pregnant by a guy she was not married to, another was fired for coming out as gay) and is a fully batshit insane covid denier.
And while he preaches this “nObOdY wAnTs To WoRk AnYmOrE” shit, Wikipedia lists his personal value at $55 million as of 2018, which, presumably, he would never have been able to get near if he’d repaid his own debts back in 1988 instead of declaring bankruptcy like the hypocritical fuck he is.
Broadly, I wonder if these folks have no memory for how they were regarded.
The silent generation was broadly characterized as all being lazy beatniks.
The boomers were all characterized as being lazy hippies.
Of course gen xers, millennials, and z have all had their turn.
Every generation broadly bemoans the laziness of the young generation. I recall reading someone who sampled media going back to 19th century, repeatedly finding the “young folks are lazy” rhetoric that is always present.
Some of the earliest Roman historians (like way, way back in the early Republic, before they even did any conquering) used to bemoan the laziness and ‘softness’ of the current generation compared to the past. Thinking the previous generations were better is a human tradition older than any other aspect of civilization
Socrates complained that the invention of widespread writing would make people lazy and forgetful, because they’d just write everything down, rather than remembering it orally.
Dave Ramsey is a shitheel. His attitude toward money is obsessive and not compatible with healthy relationships or families. I would not be surprised if he were to die completely alone and unloved.
I get the need to shit on him, but you’re kind of revealing that you have no clue who this guy is. His whole thing has been pretty firmly anti-loan and pro-savings.
Nobody is going to get their own apartment or home without a loan, at least not anyone whom this is directed to. I don’t know him, I don’t want to know about him, I’m only criticizing his message. If what you say is true, he also seems to be someone who contradicts himself as well because staying with family is a great way to avoid needless loans, costs, and liabilities that consumer culture tries to instill (specially when their parents get old enough to become extremely dependent and susceptible to scammers). Not only did I not know about him, but you are not painting a great picture of him if he seems to be that inconsistent.
His own claims contradict his viewpoint and whatever the advice he is pilferring is to “move out and buy your own home”. Only way anybody with a normal wage can afford a home is via going into debt forever.