This is a setup they want him to get off. How the fuck does this happen? She will flat out dimiss the case or if found guilty give him a 50k fine. She should be impeached.
I know all of this is new and we’ve never had the need to prosecute a former president before, but you’d think at least one of the existing laws would prevent him from being in front of a judge he personally appointed as it’s a glaringly obvious conflict of interest. But here we are. I think someone needs to introduce a bill that explicitly prevents any elected official from appearing in front of a judge that they appointed.
From memory of a video saw on the topic, in the district where it was lodged there is only a list of 7 judges to pick from in florida. But it gets narrowed down to two for various reasons (security clearance?), and it turns out the other judge is busy or on holidays.
Edit: this legal Eagle video covers a bit of the selection https://youtu.be/_S8R2Nri5pU. TL;DW: “random” from list of 7 judges but cannon has one of the highest chances of getting the case.
In a clash of opposing forces, the U.S. housing market finds itself embroiled in a fierce battle. On one side, deteriorated affordability resulting from a spike in mortgage rates from 3% to over 6% in 2022, just after national home prices surged by more than 40% during the Pandemic Housing Boom, is exerting downward pressure on home prices. On the other side, the scarcity of existing inventory, exacerbated by the “lock-in effect,” as many homeowners are reluctant to sell and buy anew, fearing the tradeoff from a 2% or 3% mortgage rate to one in the 6% to 7% range, is exerting upward pressure on home prices.
I feel like there’s also a “locked out” effect… As in I’m locked out of the housing market entirely now. It’s insanely frustrating as I was just working on a promotion that would leave me comfortably affording the cheaper houses, then covid screwed everything… Now I’d be paycheck to paycheck in a dilapidated shithole in the worst parts of the worst towns around and the way housing seems to work, it’s just infinite growth forever so it’s never going back down…
The past 15 years have also witnessed a decline in the amount of money Americans must set aside to service their debt. The household debt servicing ratio has fallen steadily from 13.2% of disposable income in 2007 to 9.6% at the end of the first quarter of 2023. While falling interest rates have been important to that outcome, they only account for part of the decline in debt-servicing costs. To wit, as the Fed raised rates by five percentage points over the past 18 months, household debt-servicing costs only rose by 1.5 percentage points of disposable income. That is considerably less than would have been the case if the total stock of debt were at pre-2008 levels and if the fraction of adjustable-rate borrowings had not fallen sharply oversince.
My 9 year old Nephew got a small handheld emulator for his birthday. Some cheaper knock off unit.
He was excited and was showing me all the cool old NES games he could play. Most from my own childhood.
While grinning at me, my Sister told him to tell me what he had told her the best thing about it was.
My Nephew exclaimed that the very best thing about it was that it took AA batteries. So he didn’t have to wait for it to charge. He could just swap batteries.
It blew his mind when I told him everything was like that when his Mom and I were kids.
Do you mind sharing the name or a link of the object? I am looking for buying one but I just find everything so cheap made or I can’t rally understand if something is good or not
Not OP, but can recommend two similar ones, data frog SF2000 looks like a snes controller with a screen on it, it's cheap (~20-30 USD) but it gets a little laggy running GBA, and anbernic rg35xx is pricier but higher quality, and has a gameboy-ish shape (~60-70 USD) don't know about any of the other ones, but those two seem decent-ish from what I've heard. Haven't used them myself but they seem to be the most popular. Both have replaceable/upgradable batteries, but they're not AA's.
If you’re looking for a handheld emulator, I recommend the Miyoo Mini+ or Anbernic RG35XX. They’ll last you years longer than the cheapie ones that play NES games since they have community custom firmware. Plus they play way more: NES, SNES, Gameboys, PS1, Genesis, etc.
MSRP on these are ~$50-60. However you can get them for as low as $25-30 if you use Chinese sites like TEMU. If you’re curious I can send you more info
My wife’s cousin is in town. She watched our kids for two hours. Me and my wife had date night. Checked out this really cute outdoor cafe. Coffee was okay but they did a lot of work on their water feature and it shows.
Funny you say that. There’s about 300 million possible numbers so at $2 per ticket you only need to win over $600 million for the lottery to be plus EV. Factor in 37% tax (which is what Google says is the average rate, but may be different depending on state) you “only” need a jackpot of about 950 million to profit.
I play it. I know that the odds make me more likely to die in the time it would take me to claim the prize than to actually win, but someone has to win it and the lotteries in Europe and the UK give a lot of money to good causes.
On Monday, Phoenix reached a miserable milestone: It was the first time since 1974 that it had 18 days in a row of 110-degree or more temperatures. On Tuesday, it was poised to break that 49-year-old record and hit Day 19. The forecast called for a high of 115 degrees Fahrenheit.
People in the Southwest are used to brutal summers. Phoenix has had plenty of days that soar past 100 degrees. Water misters spritz patios, and neighborhoods and playgrounds clear out in the midday sun. Monsoons usually sweep through with refreshing relief. But this stagnant summer is testing even the hardiest, and putting many more people at risk.
I have never received an inflation beating raise, not once in my life, and I’m 50 years old. The only way to get good raises is to job hop. And anyway, 3%CPI? Have they done any food shopping in the past year?
Saw a store selling a gallon of milk for $7. Was an “upscale” grocery store, but come on. Half a load of bread from the bakery was $8. Where is the other half of my bread?! I walked out
In my 40’s and pretty similar experience. Raises are always 3-5%, with several years where they didn’t even meet that. Hell, I remember one year having manager take me out to lunch and explain to me that the company wasn’t doing any raises that year. The following year I had a new job at ~20% higher salary. And companies wonder why workers have no loyalty anymore. In the end, the only thing that has kept my salary rising faster than inflation is to job hop every 3-5 years. I’d rather not. Hell, I like the company I’m at now and they talk a fantastic game about building a long term career. We’ll see how that pans out come raise time.
I take any long-term pipe dreams with a grain of salt nowadays. I spent 3 years “just six more months” at a time because I believed the owner of the company. Never again.
There have been very few changes, and none in the last few years. And when they made changes last they were small changes that only make the score more accurate:
Changes to the CPI establishment frame (2019-2020)
•Replaced Telephone Point-of-Purchase Survey (TPOPS) as source of retail establishment frame with data from the Consumer Expenditure Surveys (CE)
•Eliminated redundancies and inefficiencies in survey operations and reduced household burden Use of Quarterly Census of Employment and Wages business registry to refine the location and address data from the CE
• Use of Quarterly Census of Employment and Wages business registry to refine the location and address data from the CE
“It’s wrong and most of use know it.” I don’t think most of anyone knows it. And the ones who do are misinformed, repeating false internet narratives without doing any sort of fact checking.
You obviously didn’t read your own article. It dismantles the argument that the calculation is vastly changed, and acknowledges a change in how housing prices are weighted in 1983 might change the equation by 1 point for some people looking to buy a home. Not in the “last two years,” as stated by the comment above.
Owners’ equivalent rent of residences (OER) has nothing to do with the headline CPI numbers. The article you’re referring to literally cites the BLS website, and talks about a separate number not covered by any headlines or indexes in this post.
You are confusing yourself. That article sites the BLS website to explain the differences between core and super core indexes. Both are publicly available, and neither are new. The formula for either number hasn’t changed significantly in decades (1983 when housing price weight was changed).
The monthly principal payments on a $1M note at 3% is equal to the monthly payments of a $500,000 note at 8%.
Running the numbers through an online mortgage calculator, I’m not seeing it quite that bad. Though, there are more variables than just the interest rate which need to be considered. I’m using the calculator at: www.bankrate.com/mortgages/mortgage-calculator/
for those who want to follow along.
A $1,000,000 mortgage at 3% over 30 years, with no down payment has a Principal and Interest payment of $4,216
A $500,000 mortgage at 8% over 30 years with no down payment has a Principal and Interest payment of $3,668
So, not equal. If we assume a 20% down payment for each loan, leaving all other variables unchanged, we get $3,372 and $2,935 respectively. If we assume a constant $100,000 down payment (10% of the $1M mortgage and 20% of the $500k mortgage), the numbers are $3,794 and $2,935 respectively (there was no change for the $500k loan).
Overall, the claim seems to be incorrect. That said, if you look at the $500k loan, with a 20% down payment and drop the interest rate from 8% to 3%, the monthly payment drops from $2,935 to $1,686 and the total cost of the loan drops from $1,056,687 to $607,202, a rather significant drop.
I miscalculated at 9% which is $4,023. Which is within $200 of the value. Regardless though my statement still stands. 6 interest points yields almost a 50% cut in buying power. Any of the other levers can tweak it but the core of the premise remains the same.
2008 saw the unprecedented approval of loans, but also there were a LOT of adjustable or variable rate mortgages. So as rates increased sharply, people all of a sudden were deep under water. At least here they still have low rates. even if it is on a higher priced house, their payments won’t be getting worse.
But yes housing prices are out of control. People are starting to feel it, and it could very quickly go wrong for people. People even have crazy high loans on used cars. Going to be very interesting how it plays out.
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