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American Express, Visa, Mastercard move ahead with code to track gun store purchases in California

Major credit card companies are moving to make a merchant code available for firearm and ammunition retailers in order to comply with a new California law that will allow banks to potentially track suspicious gun purchases and report them to law enforcement, CBS News has learned.

Retailers are assigned merchant codes based on the types of goods they sell, and the codes allow banks and credit card companies to detect purchase patterns. Currently gun shops are lumped in with other types of retailers, such as sporting goods stores.

Mastercard, Visa and American Express initially agreed to implement a standalone code for firearm sellers, but later paused their work on it after receiving blowback from Second Amendment advocates concerned tracking gun purchases would infringe on the rights of legal gun owners.

tills13 ,

Nice

Potatos_are_not_friends ,

What a weird law.

First, as if stores wouldn’t prefer cash to bypass this?

Second, as if wandering over to another state can’t bypass this?

Maybe this is the point. Make it inconvenient?

Fal ,
@Fal@yiffit.net avatar

Second, as if wandering over to another state can’t bypass this?

Not familiar with gun laws, are you?

Spiralvortexisalie ,

Generally you can’t purchase a firearm in another state, and when you can only it’s usually only after either shipping to a gun dealer in your home state or having the gun dealer comply will ALL laws of both states. Source - ATF citing US Code and CFR

ikidd ,
@ikidd@lemmy.world avatar

I keep expecting cash to get taken away specifically to allow governments to track absolutely everything. I keep paying in cash for a lot of stuff just to keep it harder for them to justify it, but as usual, I’m pissing into the wind on that one since I’ll see kids sending a couple bucks to each other over etransfer.

fuckwit_mcbumcrumble ,

I wonder if just like weed stores, gun stores will start having low/no fee ATMs on sight. Considering how expensive some guns can be it’s got to be cheaper than some of the ATM fees.

BombOmOm ,
@BombOmOm@lemmy.world avatar

CC fees for a vendor are normally 3%-9%. Several gun stores I have been to pass the savings onto you if you pay in cash. I have also seen increasingly other vendors doing so as well, including a mechanic and restaurant near me that makes some good shit. Ask about cash discounts if you aren’t aware of any near you.

FiskFisk33 ,

Your ATM’s have fees?!

VelvetStorm ,

All of them in the usa do unless it’s your specific banks atm.

KevonLooney ,

Lol, this guy doesn’t get his ATM fees refunded! Point and laugh.

FlyingSquid ,
@FlyingSquid@lemmy.world avatar

Not your specific bank necessarily. Many of the credit unions around here let you use any of their ATMs fee-free as long as you are a member of one of the credit unions.

KevonLooney ,

No need to even use the CU ATMs. There are many that will just refund you the fee at any ATM in the world.

Devdogg ,

Yup, that’s what my CU does.

scoobford ,

Yes. Unless you use an ATM owned by your bank, the ATM owner will charge a couple of dollars to cover the cost of the ATM.

If you use an ATM owned by your bank, then it is free.

Raiderkev ,

Some banks will refund you that amount. My credit union and Robinhood spending accounts both do this, and it’s great.

Kolanaki ,
@Kolanaki@yiffit.net avatar

CashApp claims to do this if you have direct deposit, but they fucking don’t. You still get charged by the ATM and CashApp and it’s never reimbursed.

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