Damn. I managed to get basic insurance for like $75/mo but it’s one where they require you to install a tracking app on your phone for the first month that gives you a higher rate if you accelerate or brake hard. I just drove like a grandma for a month and uninstalled it after.
I’ve noticed that some insurers give insane “fuck you” quotes for no reason. I had Progressive under my parents since I started driving, and when I got my own insurance, it was around $500/6 months through them. I wanted to get other quotes from some other insurers and the rates were absolutely insane by comparison. Like, $500-800 PER MONTH. I have no idea why they were so much more. I know there are loyalty discounts and such, but I don’t think they’re going to be ~85%.
Car insurance generally hates young adults. I paid through the nose for 6 months of crap insurance through progressive than immediately jumped to a broker who got me a lower rate on better coverage (and actually knew what the right amount of coverage was) and they’ve consistently got me more coverage for a lower rate ever since. Granted some of that probably comes from my aging out of that high risk 18-25 bracket but still
I totally get that, but what I don’t understand is why Progressive was so reasonable compared to literally everyone else for literally identical coverage. It’s like for whatever reason they were the only ones who didn’t care I was in that <25 age bracket.
It can be done. I drove Uber part time and a group of girls in the back decided why not drunk water bottle fight. One rolled under as I was going downhill. That is up there with one of the most terrifying moments of my life.
I used the emergency brake and stomped the foot brake as hard as i could multiple times until it was crushed then fished it out.
pedals have this thing where they have space behind them, and if you have no concern whatsoever for safety and yours, and others lives, then you can just slap a water bottle on the floorpan in front of you, and when you brake, that water bottle can roll forward and get caught under the pedal. Leading to restricted braking ability.
So, basically, he had one accident per year. And he is not smart enough to understand that the universe is trying to tell him "Don't drive a car, then!"
Nah, people here just drive without a license. I really wish that wasn’t the case but it’s kind of inevitable when so much quality of life here is dependent on driving.
If you’re lucky enough to have people to support you that can really mitigate it, but unfortunately we’re not all so lucky.
Sadly it is not really even an imperfect solution. Yes there have been a few departments who lost insurance, but it did nothing to stop the cops responsible for the bad behavior from working as cops, often at the agency who has to take over. Additionally the number of departments shut down is just a drop in the bucket of bad behavior. Lastly this can leave communities without adequate law enforcement.
I have nothing against increasing the cost of bad policing, but this does very little of anything to actually cause change.
it did nothing to stop the cops responsible for the bad behavior from working as cops
That’s why it would work better if they individually had to carry insurance. Cops with a history of bad behaviour would find themselves priced out of the job.
"Constable official vocab guidelines state we longer refer to these incidents as ‘accidents’, they’re now ‘collisions’…Accident implies there’s nobody to blame."
I remember in primary school, an actual police officer told us pretty much the same thing during one of those road safety classes. Road traffic collisions are almost never accidents, always incidents.
Come to think about it I think the reason why us americans associate giant SUVs and trucks with safety is because we’ve gotten so lazy relying on computers and finicky cameras that get covered in mud that I personally feel safer driving my 56 bel air over modern cars because I’m able to physically move my head to see the crap around me not to mention the transmission being a two speed automatic it has a hard time getting to dangerous high speeds but I suppose that doesn’t really matter when everyone else is blind quite frankly I would love a car with modern crash safety and handling while still having the ridiculous lack of blind spots that 50s cars had I actually praise the vw golf for having not only a backup camera that doesn’t get dirty while not doing that stupid thing where for some reason a lot of auto manufacturers think we have a backup camera lets jack the rear seats so the driver has to use the camera that gets covered in mud or make the rear windshield flat enough to become unusable during winter thank you Volkswagen for not doing that with the golf I can have the backup camera and my physical neck to look behind me
This part of the reason why I love compact and sub compact cars. My little yaris and versa have better visibility then much larger cars. Yes a back up camera is nice is a lot of situations but so is being able to turn around and see stuff.