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Vej ,

I got quoted $840 a month for insurance. Clean accident history. Insurance is bullshit levels of expensive.

Ioughttamow ,

How old? What kind of car?

Vej ,

At the time it was a 3 year old Scion IQ.

Ioughttamow ,

That does seem very high o.O

Vej ,

Just a tad.

BakedCatboy ,

Damn. I managed to get basic insurance for like $75/mo but it’s one where they require you to install a tracking app on your phone for the first month that gives you a higher rate if you accelerate or brake hard. I just drove like a grandma for a month and uninstalled it after.

Vej ,

Yeah I pay ~1k now for all the cars in the house for a year. No tracking app. 3 cars.

Abucketofpuppies ,

That’s a pretty typical rate except for comprehensive for an entire year

Vej ,

This was a month.

skyspydude1 ,

I’ve noticed that some insurers give insane “fuck you” quotes for no reason. I had Progressive under my parents since I started driving, and when I got my own insurance, it was around $500/6 months through them. I wanted to get other quotes from some other insurers and the rates were absolutely insane by comparison. Like, $500-800 PER MONTH. I have no idea why they were so much more. I know there are loyalty discounts and such, but I don’t think they’re going to be ~85%.

Trainguyrom ,

Car insurance generally hates young adults. I paid through the nose for 6 months of crap insurance through progressive than immediately jumped to a broker who got me a lower rate on better coverage (and actually knew what the right amount of coverage was) and they’ve consistently got me more coverage for a lower rate ever since. Granted some of that probably comes from my aging out of that high risk 18-25 bracket but still

skyspydude1 ,

I totally get that, but what I don’t understand is why Progressive was so reasonable compared to literally everyone else for literally identical coverage. It’s like for whatever reason they were the only ones who didn’t care I was in that <25 age bracket.

dual_sport_dork ,
@dual_sport_dork@lemmy.world avatar

As your attorney I advise you to buy a bus pass.

some_guy ,

Sounds like someone should have their license revoked.

tkk13909 ,

How tf do you even get a water bottle under the brake pedal?

BakedCatboy ,

I imagine they’re one of those people who just have piles of trash in their car sliding around the floor and probably dashboard too.

Voyajer ,
@Voyajer@lemmy.world avatar

It’s only got one post but !carbage

afraid_of_zombies ,

It can be done. I drove Uber part time and a group of girls in the back decided why not drunk water bottle fight. One rolled under as I was going downhill. That is up there with one of the most terrifying moments of my life.

I used the emergency brake and stomped the foot brake as hard as i could multiple times until it was crushed then fished it out.

I no longer drive Uber part time.

Ilovethebomb ,

Drunk girls are the worst.

WldFyre ,

Wait till you hear what drunk men do

KillingTimeItself ,

pedals have this thing where they have space behind them, and if you have no concern whatsoever for safety and yours, and others lives, then you can just slap a water bottle on the floorpan in front of you, and when you brake, that water bottle can roll forward and get caught under the pedal. Leading to restricted braking ability.

FontMasterFlex ,

This guy is the reason all of our rates go up.

Treczoks ,

So, basically, he had one accident per year. And he is not smart enough to understand that the universe is trying to tell him "Don't drive a car, then!"

OneWomanCreamTeam ,

I mean “don’t drive a car” isn’t always an option, especially if you’re in America.

Treczoks ,

From a certain accident rate upwards, it is. Anywhere.

OneWomanCreamTeam ,

Nah, people here just drive without a license. I really wish that wasn’t the case but it’s kind of inevitable when so much quality of life here is dependent on driving.

If you’re lucky enough to have people to support you that can really mitigate it, but unfortunately we’re not all so lucky.

SomeGuy69 ,
@SomeGuy69@lemmy.world avatar

Sure, keep driving like that, with some luck you kill a person. Fr walk, use bicycle or bus before that happens.

therealjcdenton ,

He already hit a guy at a mall

reverendsteveii ,

this is markets working. this is why we want police to have to carry insurance.

Everythingispenguins ,

Police departments do carey insurance, and a few rare cases departments have shut down because of being uninsurable.

But do we really want private free market solutions for public problems?

reverendsteveii ,

do we really want private free market solutions for public problems?

When we have public solutions in-place? No. When we have no solution in-place and the police kill unarmed victims of crime who are fully cooperating with commands and then try to suppress video evidence of it? Then yeah, maybe I’m okay with an imperfect solution.

Everythingispenguins ,

Sadly it is not really even an imperfect solution. Yes there have been a few departments who lost insurance, but it did nothing to stop the cops responsible for the bad behavior from working as cops, often at the agency who has to take over. Additionally the number of departments shut down is just a drop in the bucket of bad behavior. Lastly this can leave communities without adequate law enforcement.

I have nothing against increasing the cost of bad policing, but this does very little of anything to actually cause change.

Revan343 ,

it did nothing to stop the cops responsible for the bad behavior from working as cops

That’s why it would work better if they individually had to carry insurance. Cops with a history of bad behaviour would find themselves priced out of the job.

UncleArthur ,

That’s a funny definition of ‘accident’.

Nommer ,

This. Most collisions aren’t accidents. Most incidents are from reckless behavior.

JargonWagon ,

"Constable official vocab guidelines state we longer refer to these incidents as ‘accidents’, they’re now ‘collisions’…Accident implies there’s nobody to blame."

  • Sergeant Nicholas Angel, Hot Fuzz
Leah96xxx ,

I remember in primary school, an actual police officer told us pretty much the same thing during one of those road safety classes. Road traffic collisions are almost never accidents, always incidents.

MrJozzBoss ,

I don’t think car insurance is your biggest problem

postmateDumbass ,

4.8 rating on Lyft

creditCrazy ,
@creditCrazy@lemmy.world avatar

Come to think about it I think the reason why us americans associate giant SUVs and trucks with safety is because we’ve gotten so lazy relying on computers and finicky cameras that get covered in mud that I personally feel safer driving my 56 bel air over modern cars because I’m able to physically move my head to see the crap around me not to mention the transmission being a two speed automatic it has a hard time getting to dangerous high speeds but I suppose that doesn’t really matter when everyone else is blind quite frankly I would love a car with modern crash safety and handling while still having the ridiculous lack of blind spots that 50s cars had I actually praise the vw golf for having not only a backup camera that doesn’t get dirty while not doing that stupid thing where for some reason a lot of auto manufacturers think we have a backup camera lets jack the rear seats so the driver has to use the camera that gets covered in mud or make the rear windshield flat enough to become unusable during winter thank you Volkswagen for not doing that with the golf I can have the backup camera and my physical neck to look behind me

Blaster_M ,

Wait until you’re older and looking back don’t work anymore.

KillingTimeItself ,

god forbid you look back while you’re capable of doing so.

Car ,

That’s a long sentence.

dejected_warp_core ,

But there’s no period. It’s just a wall of text. Maybe they’re an ancient Roman?

joel_feila ,
@joel_feila@lemmy.world avatar

This part of the reason why I love compact and sub compact cars. My little yaris and versa have better visibility then much larger cars. Yes a back up camera is nice is a lot of situations but so is being able to turn around and see stuff.

Cryophilia ,

Holy jesus fuck use some punctuation

FlyingSquid ,
@FlyingSquid@lemmy.world avatar

Backup cameras give no depth perception. I once backed into someone’s car while trusting my backup camera. I’ve never used one since.

PatFussy ,

We should get this guy in a smart car as an option on twisted metal.

Ultragigagigantic ,
@Ultragigagigantic@lemmy.world avatar

I saved money on my car insurance by not having a car. Who would want to leave the basement anyways?

MystikIncarnate ,

I don’t think this person should be driving. How do you get into 14 accidents?

I’ve been in… I think two? Ever?

I hope that image isn’t one of his… Like, it’s showing a pretty clear day, and he hit a stationary post. How do you mess up that badly?

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