Yet, we still don’t have a proper way to mirror the parts (or the entire) repository and/or have useful offline archives of flatpaks for certain cases.
It’s not supposed to compete with actual package repos so not sure if it would benefit from something like that. The whole thing is amateur hour, amateur implementation mainly targeted at beginners and niche use cases. It fulfills a very specific need and does it well and at the end of the day that’s the Unix philosophy. So I don’t think it should try to be something it’s not.
While I share your views about being amateur hours we’ve been seeing an increase in usage and releases on it. At this rate flatpak/flathub will become the defacto way of getting desktop software for Linux and it does solve a lot of annoyances and makes things more secure however it lacks features.
Even if it becomes super popular it doesn’t have enough packages. Very small amount compared to distros.
The security in theory could be good but between not knowing who packed an app and the containerization rules being configured very lax by default it’s not so great in practice.
I wish one of the serious distros experimenting with immutable distros would pick it up and start using it properly.
It’s also competing with install methods like AUR or other native stuff that’s better integrated, depending on distro.
I think it’s too early to say it will become the preferred way of getting apps, all things considered.
There’s a difference between wanting to have good credit so that you can benefit from a garbage system and wanting that system to exist in the first place.
I’m a leftist who dislikes capitalism, but I can admit that credit scores were a step up from the way loans were done before. The old way just made it so the banks themselves decided who they wanted to issue a loan to, and that led to a lot of racism and sexism when it came to giving the loans out.
Still, I do think we can come up with a better system than the current credit score system, and I think you have the right idea to point out it’s flaws to start the wheels turning on improving it.
your conclusion doesn’t follow from your premise. the ability to live indoors is going to be important to people even if they think the system by which we decide who is allowed to live indoors is kinda shit.
I’m honestly unsure. What is the alternative? Instead of a pre-emptive risk assessment of whether or not you can pay something, more people just receive punishments when they end up not being able to? I don’t like being judged or told what I can or cannot pay back a month from now, but on a large scale doesn’t this mostly protect people from dangerous debts? For the opponents, what is the proposed alternative?
on a large scale doesn’t this mostly protect people from dangerous debts?
Not really. It just ends up with lenders offering far more predatory interest rates, which worsens the situation for the debtor. The system is set up in such a way that you can spiral pretty hard with a single misstep.
For the opponents, what is the proposed alternative?
I’d imagine this is the crux of the problem. Banks need some way to determine if someone will pay back their loans, and what better way than to tabulate their history of doing just that? Should banks be willing to take risks in a system with stuff like the 7 year rule?
If it was about the ability to pay back loans, then why does it go down when I finish paying the loan? Its about your ability to pay as much interest as possible.
Part of your credit score is also the present. It’s more than a bit predatory, but not having any current financial responsibilities looks bad. For example, if you have no loans whatsoever but paid back a bunch in the past, there’s little evidence saying you can currently pay them off. At least, that’s the theory of it.
Given that there are plenty of developed countries where credit scores don’t exist (and plenty more where they do but only for businesses), I think alternatives are imaginable. I would know, I live in one such country.
If you want a mortgage here, the bank will:
Ask you about your current loans and potential past defaults
Ask you about your current and past income, marital status, employment status, etc.
Use those variables to pretty straightforwardly determine your loan capacity
I think do a background check in national databases for defaults/“bad payer” status
Contractually obligate you to receive your salary on the same account from which they will automatically pull the mortgage. I don’t think this helps reduce actual defaults much, but it probably greatly reduces the financial and administrative overhead of late/missed payments. Also this ties you into the creditor bank which is good for business, IDK how standard that practice is abroad.
The US consumer economy is very highly dependent on short-term/credit debt, and that is absolutely crazy to me. Some Americans say they “need” a credit card to defer payment on some purchases, and as someone raised in culture where debit is king this sounds absolutely insane. Y’all have been propagandized, here it is perfectly normal to not have a single credit line open before shopping for a mortgage and if anything your banker will commend you for it.
I’d like credit scores systems to be fully public and developed by the government. It would be far better than the three private systems Americans deal with now.
Four*. FICO is another one and at one time was most commonly used for home mortgages. Not sure how true that is today, but it’s still very much in use.
Those two aren’t all that comparable, but if you’re not barred from flying by the federal government and the private airline or local airport stop you from doing so then that’s ground for lawsuit. Hell, even if the federal government banned you without proper grounds, you could sue them too, people sue the FBI, TSA, CIA, or CDC all the time.
Meanwhile insurance scores in the US gather all sorts of opaque behavioral data via data brokers. And the IMF even thinks you’re browser history should influence your credit score.
China is having some of the same wages/productivity split problems that the us has and there’s a vein of thought that says it’s fixable with social incentive programs.
This isn’t 1984 evil authoritarian tankie shit, its liberal reform shit.
And as another reply to you mentioned, a lot of the “social” factors are reported to the big 3 credit reporting agencies through denials based on giant weird datasets anyway, so the “normal” credit score is a “social” credit score in disguise.
Incorrect, the Social Credit system was started in 2014 and intended to operate at full scale before 2020 but it’s still not there, yet. It’s been in use for over a decade, just not as much as the CCP wants it to be.
What’s that? You don’t think you should have a score that keeps track of everyone’s mundane behaviors and ranks them? But what if I want to cross the street between crosswalks, or need to spit, or feel like criticizing the government? Anybody who does those things should be banned from even buying groceries, or having children. Maybe we should send the death van.
I got rejected just last week for something pretty inexpensive that I can afford to pay off in installments. My credit score is good and I’ve never defaulted on any payments before. I live in the UK, not in China.
AFAIK the social credit system that westerners like to mock was only trialled and never implemented. I, on the other hand, have actually been screwed over by my own country’s credit score system.
Incorrect, the Social Credit System started in 2014 and was supposed to be operating at full scale in 2020 but they keep missing deadlines. It is in use, has been for a decade, just not as much as the CCP wanted it to be.
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