Setting aside the talk about interest, etc., I would double check the terms of your loan.
Almost no lending institution is going to give you $25k at 0% for the life of the loan. They wouldn’t be making any money. In fact, servicing the loan (taking payments, etc.) would cost them money.
The days of the 0% for X months financing are coming rapidly to an end as inflation and the federal reserve interest rate both go up. But even those loans, while they incentivize the buyer to pay the loan off early, will still apply interesting – sometimes, if you’re not careful, all the deferred interest for the past X months, which is extra shitty – after the 0% period is complete. I think the only major manufacturer this season that’s offering any sort of 0% deal is NIssan, and they’re sort of going all in, probably in an attempt to move excess inventory.
It’s just not a thing to see a lender not charge interest. It’s like, going to Taco Bell and ordering a burrito for $0.
There are, of course, some exceptions. The dealer may be subsidizing the interest payments. The lender/servicer may be pulling some (probably) illegal shit and calling “interest” a “service fee” or are perhaps charging a “payment processing convenience fee” to make their money. The dealer / automaker may be paying the servicer’s bills on the backend, but don’t think for a moment that cost isn’t baked into the sale price of the vehicle. I just can’t see a case where a lender would be okay working for free.
I think it gives them value as a sales tactic. Plenty of people get cars they can’t afford to pay for upfront, and may be a little outside a sensible budget for payments too. But if they see a 0% loan for 48 months… “what a great deal”… boom that’s another car sold
Captive finance companies do this all the time because they make money on the margin of the product. The financing is just an incentive to get up to purchase the product.
Early access is more fully-baked than many full releases. The story is intriguing, and seems to react in a very flexible way to dialogue as well as actions in the world. The D&D nostalgia is awesome, and it seems that Forgotten Realms is more familiar to me than I thought.
It’s gorgeous. It feels great. It’s fun.
Fun fact: if you get the early release, you get a free upgrade to digital deluxe when it releases Aug 3 I think. Not a shill, I just love gaming.
I’ve played WoW classic on Linux without any real issues. The easiest way imo is through Lutris.
Install Lutris (should be in most distro repos)
Add game, choose battle.net
Let it install, launch, and login to battle.net
Install WoW classic from inside battle.net
Be sure to note where Lutris is installing your games (it’s configurable), so that if you decide to use add-ons you’ll know where to put them. I used WowUp, specifically the CurseForge version to manage my add-ons.
WoW itself runs pretty much flawlessly. I may have made some VK3D tweaks, but I’m not home and can’t check my notes. Let me know if you run in to any problems.
I think it depends on the mobile device you use. I’ve read that proton is better on iPhone and bitwarden doesn’t integrate that well with it but it’s seamless on android. I also haven’t had any issues with bitwarden and Firefox and they’ve been my combo since I started using bitwarden a couple years ago. I haven’t given proton pass a full on try yet though and I pay both companies for their awesome services so I’m a bit of a shill for both. I don’t think you can make a bad choice here.
I use Bitwarden on iOS and have for years now. I have never run into any major issues. Occasionally I’ll have to jump out to the Bitwarden app to copy a password but that’s usually because the website I’m trying to log into has their form set up weird/wrong.
I use OPNSense virtualized on top of Proxmox. Each physical interface of the host system (ethX and friends) is in its own bridge (vmbrX), and for each bridge, the OpenSense VM also has a virtual interface that is part of the bridge. It has worked flawlessly for months now.
That reminds me of when I was little. We were taking our terrified cat to the vet and I sat with him on the back seat. Petting him, whispering encouragement to the poor thing.
Then suddenly I felt my hand getting wet. Refusing to believe what happened, I told my mom that the cat must be warm because he was sweating all over my hand :p
When I was a child we had basic computer literacy classes in elementary school. They showed you how to get around Windows and use computers a bit. Somehow, I doubt that those kinds of classes ever taught Linux.
But the real problem I think is that Linux distros also never had Microsoft’s budget to develop, assemble, test, and release the operating system + software suite. The fact that Linux is as good as it is in spite of that is really something special.
Back when I was in school, we had typing classes. I’m not sure if that’s because I’m younger than you and they assumed we has basic computer literacy, or older than you and they assumed we couldn’t type at all. In either case, we used Macs.
It wasn’t until university that we even had an option to use Linux on school computers, and that’s only because they have a big CS program. They’re also heavily locked-down Ubuntu instances that re-image the drive on boot, so it’s not like we could tinker much or learn how to install anything.
Unfortunately—at least in North America—you really have to go out of your way to learn how to do things in Linux. That’s just something most people don’t have the time for, and there’s not much incentive driving people to switch.
A small side note: I’m pretty thankful for Valve and the Steam Deck. I feel like it’s been doing a pretty good job teaching people how to approach Linux.
By going for a polished console-like experience with game mode by default, people are shown that Linux isn’t a big, scary mish-mash of terminal windows and obscure FOSS programs without a consistent design language. And by also making it possible to enter a desktop environment and plug in a keyboard and mouse, people can* explore a more conventional Linux graphical environment if they’re comfortable trying that.
This is the most truthful answer. People learn and use System X all their life, its no wonder when a different System, let’s say System Y is presented, they have difficulties. System X!=System Y, never did.
Learned helplessness. People just get stuck on their ways. I guess it’s just a feature of getting older. Your brain becomes less and less malleable. Ironically challenging yourself would probably help with that.
Primarily playing Guild Wars 2 and getting prepared for the new expansion around the end of August! I’m also super stoked for Baldurs Gate 3 and going to jump in with some friends!
I like analog gauges. I very much like knobs. I dislike anything digital in a car other than a touch screen. Cars need to be able to be operated at a glance and by feel.
Yup! If I’m driving and want to change station or volume I need to be able to know what I’m doing without watching, and it already feels distracting and dangerous enough to me. With a touch screen I can’t feel the buttons or knobs and I must look at the screen to do anything.
I never had a car with a touchscreen (my current car doesn’t even have an AUX or USB port) so I don’t know if it’s already like this, but probably an hybrid between the two would be ideal. You get a touchscreen to thinker with it and create presets or whatever when you’re not moving, and buttons to change song/station/preset/volume/whatever when driving
Disagree. I like having the screen for Android auto with music, podcasts, and especially gps. I do hate digital buttons when they aren’t necessary but i like having the big main display.
Those were my observations NOT accusations. Anyone can do a site search of lemmy and make their own determination of how many conservative groups that currently exist. This appears to be the only one. Then note the level of activity in this one remaining group. Lemmy like reddit can run things however they want so I am not condemning lemmy just noting my observations.
It’s not my observation. While I had no idea it was happening, my level of interest dies outside of this thread - a thread that kinda sorta reads like an “as a black man,” only as a “as a moderate voter.”
If you are here to prove there is some sort of persecution, then typically citing the evidence is helpful.
If you are here to just stir the pot, though? I guess you’re doing a fine job.
This conversation just confirms why I stay out of political groups. As a moderate I incorrectly thought that I could make an observation without it somehow being viewed as some kind of heresy.
Dude - I don’t know where to look and a simple screenshot backing up your observations is no where near as difficult as telling me to “Google it,” basically.
I’d love to hear reasons people vote for Republican policies, as I do not see them being truthful in what they say the policy will accomplish vs. what is accomplished.
I have several friends who are conservative and moderates and have a text chain going back 6+ years, personally between them and myself.
The one constant we ask for, that has been instrumental in our continued friendship, is that if you make a claim provide the source.
It would be better if that was the accepted standard for discussions with differing view points.
Well, what in the world is a “moderate” these days? I don’t know of a middle stance anymore. On one side in the USA we have book-banning, anti-science, christofascist, anti-woman, anti-lgbtq, isolationist, traitors with the average IQ of a potato. On the other side we’ve got the Democrats, who’s policies align with the 1990s GOP.
So, what is a “moderate”? You agree with abortion banning, are anti-vax, and deny climate change? BUT you don’t believe in Jewish space lasers, you don’t support insurrections, and you’re ok with birth control?
You see the issue here? The tag “moderate” doesn’t work anymore. Just as there’s no middle ground between Ukraine and Russia. It’s why nobody here is going to take you seriously. Go use one of the de-federated echo chambers if you want support for whatever crazy bits you believe.
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