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papertowels

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papertowels ,

I think it’s 25 now :(

papertowels ,

Never owned an apple device, so I might be drastically off base here.

Is face id actually its own unit, including authentication storage?

If I were designing the iPhone, I’d just use a camera that relays the data to the CPU, and authentication happens there. If it operates like this, a more accurate comparison is I’d let a third party reputable locksmith change my locks, but I’ll set the key pins myself after.

papertowels ,

That’s a bad comparison because I wouldn’t let a random Internet stranger fix my phone either, but I would allow an actual locksmith to change my locks.

papertowels ,

Mfw you are more out of touch with language than the man you’re portraying as senile.

Have you honestly never heard a sarcastic “look at __ over here”?

papertowels ,

It sounds like you might know more than me, so def educate me if you think I’m wrong.

However I don’t think point D was addressed at all. First time homebuyers might cover closing costs when purchasing the home, but what about selling it? Afaik closing costs as a seller can be expected to be between 6 and 10%.

Also, when paying a 2k mortgage, you’re not paying yourself 2k depending on interest rate. These days you’re realistically paying yourself 400 while paying the bank 1.6k. Nothing to sneeze at, but just a more accurate portrayal.

papertowels ,

Haven’t heard of balloon mortgages before … that’s wild…

papertowels ,

Your statement would sound a lot less dramatic if not for the fact that literally everyone goes to school.

“Not being paid for your work” 🤣🤣🤣

My man, your book report is contributing nothing to society. Future scholars will not look upon it with awe. It is purely an exercise to help students as a whole develop as individuals.

Here’s my question - how do you expect teachers, who are actually providing society with a much-needed service, who are already well understood to be overworked and underpaid, to productively encourage students to pay attention?

papertowels ,

This is literally not a thing, afaik.

'One Chip Challenge' pulled from shelves after mother says spicy tortilla chip contributed to her son's death (www.nbcnews.com)

Paqui, the maker of extremely spicy tortilla chips marketed as the “One Chip Challenge,” is voluntarily pulling the product from shelves after a woman said her teenage son died of complications from consuming a single chip....

papertowels , (edited )

Tbf I would assume there’s not much volume being sold, considering it’s definitely at most a serving being packaged. Afaik nobody is out there buying a handful of these to eat as a snack.

EDIT: based on the other comments, it seems like the average consumer buys at most one of these in their lifetime, haha.

papertowels ,

Probably because there is much less likelihood that the male is being physically forced to do this.

Heck, if you want to go into who in society is typically in roles of power, there’s also much less chance of the guy being coerced to do this by power dynamics.

papertowels ,

That doesn’t address my response at all - are you in agreement with it?

papertowels ,

Which of my statements do you disagree with?

Do you think men aren’t likely to be physically forced into giving head by a woman?

Do you think men aren’t likely to be forced into giving head to a woman by power dynamics?

I noticed that you’re conflating what is portrayed in this meme with being groped or touched.

papertowels ,

That’s a big wall of text that doesn’t answer my questions - can you answer them directly? You can provide as much context as you feel necessary to explain your yes or no answer, but please provide a yes or no answer so I fully understand where you stand.

papertowels ,

I believe “consenting” is key here.

The reason why it’s taboo if the genders were reversed is because there is a long and well documented history of non-consent when genders are reversed.

Was there non-consent where gals are forcing guys? Very likely. However what evidence I’ve seen suggests this is dwarfed by guys forcing gals.

papertowels ,

Oh I read it, but it simply didn’t answer my question. You provided context, sure, but ultimately did not state a conclusive answer, and across two, maybe three comments now? you are still unable to answer my simple questions. We’re not exactly discussing the meaning of life here.

Do you think it is likely for women to physically force a man to give her head?

I feel like that’s a simple enough question, since it’s isolated to physical means. Which gender typically has more strength? Which gender typically has more means to threaten with violence?

Further dodging the question will only suggest the extent of the mental gymnastics you’re going through to avoid cognitive dissonance.

You can lead a horse to water, but you can’t make it drink. I’m not going to bother anymore if you refuse to answer a simple question.

papertowels ,

Threw down over 20k in fixes so far in our first year of homeownership, and due to interest rates and closing costs, we don’t really have the opportunity to move anywhere else without taking a significant financial hit.

You bet it’s not for everyone.

papertowels , (edited )

Definitely not undervaluing it, however it’s worth pointing out that 20k is over a years worth of rent for a similar property where I’m at.

Are you renting month to month? Typically where I’m from you sign 1 year long rental agreements, so that is surprising to hear. Additionally, in some states, if the tenant has been living in a location for over a year, the owner has to give two months notice.

At the end of the day, being financially locked down to a location vs having a “permanent” home, as well as having the opportunity to move wherever you want vs having no permanent home are two sides of the same coins.

papertowels , (edited )

That sounds like an income vs cost of living issue to me. It wouldn’t really be feasible to move until many, many years in if you were making mortgage payments of 50% or more of your takehome.

Ngl in this imagined scenario where shelter is taking up 50% of your income, you’re kinda fucked regardless of renting or owning. There’s no way you’d be able to save enough money to replace the roof (25k?) Replace aging sewer pipes (9k to reline, maybe 15k to replace?) Or replace the windows (haven’t gotten quotes for this yet, but I’m dreading it). You’ll have to get financing for those fixes, so that’s even more interest.

However if you get a better job elsewhere, it is far easier to take advantage of that opportunity if you rent.

You have no equity when renting, but you also haven’t spent a cent on maintenance, and you don’t have to deal with closing costs, taxes, and whatnot.

papertowels ,

That certainly sucks. Can you sue for wrongful eviction? I know that’s a thing where I’m at.

papertowels ,

Again. This sounds like more of an income vs cost of living issue than a renting vs owning issue.

Shelter taking up more than half your take home income is a rough place to be. If that’s what you’re going through I hope you’re able to get into a better situation soon. Nothing much else to say, just the well wishes of a stranger on the Internet.

papertowels , (edited )

Out of a 2k+ monthly payment, $400 goes towards paying down the principal.

You know how much equity I’d have after 1 year? Less than 5k.

You know how much closing costs would be if I sold? Up to 32-40k.

I’d need about 8 years of living in the house to build enough equity to just break even when selling

This is of course not factoring in a single expensive maintenance item. New roof, new sewer pipes, new HVAC, new water heater will run you ballpark of 50k in maintenance costs, and those are just the big ticket items. Throw those in, and you wouldn’t even break even moving after living somewhere for a decade.

If you’re young and still establishing your career, it’s better to have the ability to pursue better job opportunities across the country while renting. In my industry it’s common for folks to find new, higher paying jobs every 3-5 years. Based on my assumptions made, if I move before 8 years, I’d have paid more owning a home than renting due to closing costs.

EDIT: This also doesn’t factor in the closing costs you’ve paid as a buyer. I THINK mine were around 10k? I’ll have to check. Google says average rates are between 3-6% of the loan amount so 10k is probably right. So add another 1-2 years before breaking even.

papertowels ,

I actually recently learned about housing co-ops. Basically an apartment complex led by a committee of residents. It’s non profit high density housing, so you can buy a share (meaning rent an apartment) at much lower rates. As an example, in my area the co-ops are at 1/2 to 2/3 the cost of traditional rentals. The downside is, from what I hear, the folks managing the apartment complex can be even worse than an HOA if you’re unlucky.

IMO this is the sustainable way forward for housing.

papertowels ,

The reality is if you bought at least 3 years ago, it’s likely the value of your home has doubled already, putting your equity equal to your debt, without even accounting for mortgage payments in the meantime.

And if I didn’t? Given the absolutely asinine bubble causing the cost of housing increase over the last three years, alongside the spike in interest rates, can you honestly say the value of a home will keep going up? Fwiw the estimated price of my place has dropped 20% since I bought it. I don’t think this bubble is sustainable. The cost of rent has risen absurdly with no real cause.

Oh you might also be interested to know that less-than-5k figure is about equivalent to what I can save every year as a renter. Except that’s just my rainy day fund and it gets spent on extraneous costs and I hardly actually save anything at all. So you’re sitting pretty over there, despite your whining.

Yeah that’s fair. As I said earlier, I hope you’re able to advance or switch your career to get to a better place. Many of my friends got jobs at the local uni to leverage the tuition assistance towards a practical degree to work towards a career change/advancement, and there’s also the trades if you’re able-bodied enough.

papertowels ,

If you’re going to ignore everything I said about being able to move within a decade for better job opportunities, sure.

papertowels ,

Yeah, I hope more open up. I reached out to one and they said they have a 2 year wait-list unfortunately, haha…

papertowels ,

I’m sorry if it’s not true for your situation.

I don’t think this is a constructive conversation, so I don’t see a point in continuing. Hope you have a good day!

Why is everyone so giddy about the flooding thay happened at burning man?

Social media seems to be laughing its ass off about this tragedy, is it because the folks at burning man are perceived as frivolous hippies or something? Everyone I’ve ever met who was a regular burning man attendee has been a solid human being with strong morals, personally and financially responsible, a career. Upstanding...

papertowels ,

One of the things I’ve learned over time is people can have vastly different perceptions of what being “poor” is, and I suspect that’s what’s happening here.

I think there are those who could not afford to put down the 1.5k you’re quoting.

papertowels ,

The fact that it was cancelled a month before even the very first of the folks on the plan would’ve received a key offering of the plan makes it seem like google offered this in bad faith, and when viewed in the context of them removing grandfathered rates, etc. That view is only reinforced.

As someone who has had a nest security system and dropzone cameras discontinued, as well as removal of grandfathering status on multiple plans, I still appreciate googles stuff, but I have no expectancy that anything I am enjoying will be continued in the future, and that lack of consistency is concerning.

papertowels ,

I never had the pass, so I might be wrong, but IIRC a key point was that for a fixed monthly rate, purchasers of the pass were guaranteed upgrades every two years. That means that Google offered to cap the cost of their phones.

They got rid of this plan, so I suspect the next pixels will be released at higher price points.

papertowels ,

Not sure if it’s your cup of tea, but fair phone just announced that they’re committing to supporting the fair phone 5 with 8 years of updates

papertowels ,

I just wanted a nice set of headphones to listen to stuff.

Then I learned my lack of a DAC was bottlenecking the setup.

Then I learned me not having gold plated braided and custom made cables was bottlenecking the setup.

Then I learned I can’t hear a damn difference lmao

NASA moves a step closer to supersonic passenger flights (www.cnn.com)

In July, Lockheed Martin completed the build of NASA’s X-59 test aircraft, which is designed to turn sonic booms into mere thumps, in the hope of making overland supersonic flight a possibility. Ground tests and a first test flight are planned for later in the year. NASA aims to have enough data to hand over to US regulators...

papertowels ,

I imagine the same was asked when jet planes were first invented, now look at where we are.

NASA is likely doing this with tax dollars because private industry has little reason to push forward research that does not yield an immediate ROI. Not yielding an immediate ROI is a very myopic driver of priorities.

papertowels ,

Are you claiming that the idea of the jet engine, prototyping, and finalization of the jet engine was entirely sparked by what you’re referring to? I would argue that there’s a long line of research leading up to what you’re referring to that would’ve resulted in the questions you’re asking.

papertowels ,

And what of the folks who developed the concept of a jet engine?

papertowels ,

Nevermind the increasingly feasible steps between the Egyptians and the folks of WW2, I imagine even the Egyptians had some naysayers commenting on the lack of practicality for the little spinning ball. Where was the ROI there?

What would’ve happened if whoever invented precursors, at any stage, of modern jets listened to naysayers whose main argument was “the common man cannot afford this”?

papertowels ,

We gatekeeping fascism now, leggo

papertowels ,

Fwiw I actively believe that reddit is responsible for shortening my attention span.

It is not hypocritical to call out tik tok for doing the same.

papertowels ,

Can you rephrase your question? Imo nearly everything can be interpreted to relate to some sort of achievement.

papertowels ,

2024 elections in UK? I didn’t know that.

papertowels ,

So who do you think is behind this? Big mask?

papertowels ,

This article is about the UK … God this shows how much you were ready to just jump at conspiracy theories.

papertowels ,

Been using Android for over a decade now. With the recent removal of 3.5mm jacks, I had to look into usb-c to 3.5mm adapters, because I prefer using my wired IEMs.

It turns out the apple usb-c to 3.5mm adapter is actually top notch, and only costs $9. Plenty of folks use that as an upgrade for their computers built in soundboard, because the digital to analog converter on the adapter is excellent and superior to most built in soundboards.

Pastor alarmed after Trump-loving congregants deride Jesus' teachings as 'weak' (www.rawstory.com)

Evangelical Christian leader Russell Moore revealed this week that many evangelical pastors have become alarmed that their Trump-loving congregants have become so militant that they are even rejecting the teachings of Jesus Christ.In an interview with NPR, Moore said that multiple pastors had told h...

papertowels ,

Here’s a fun list of the many ways trump falls under the description of the antichrist.

papertowels ,

What’s the differing factor between them?

Obviously if you paint this hypothetical situation as between two identical parties it’ll look silly. What do you think would differentiate the two enough to warrant a scholarship difference?

papertowels ,

They certainly can do whatever they want, but folks are still able to call musk out for being a bully.

It’s the same reasoning behind folks confusing freedom of speech with freedom from consequences of their speech.

papertowels ,

How is that sensationalized? Considering I had to deal with IRB human research stuff just to get the okay to send a survey out to coworkers, blood samples is definitely “conducting research”

papertowels ,

Additionally, it’s not even that good of a venue.

I was talking to my friend about this and asked if he could point out a single improvement that reddit has made in the last decade that hadn’t been about monetization, since I exclusively use old.reddit.com and third party apps, I certainly couldn’t. We couldn’t come up with anything…

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