Until I wanted to be an actual adult, and realize you can’t be an adult without a good credit score anymore. Can’t even get housing without it now.
I fucking hate it. Being a captive customer for LIFE just to prove when you need to, you can pay back some charges. It’s insanity.
So I have a meager credit line now, and I pay for thing on it, and pay them off, like a good boy. Maybe someday I’ll be able to prove to a company that I’m not a shitbag, and they will let me purchase a home. Assuming I can ever afford that ( not at current trands…).