I was really dissapointed that biden did not discuss trump lowering interest rates to zero before covid when obama had gotten us to a few percent. Zero interest rates is something that is only supposed to be done when there are problems and the economy is not running right and we need a general buff. three to six are normal levels. over six is high. You will always get inflation when interest rates are kept low in an economy that does not need it. This was one reason we could not drop them when covid hit and the reason they had to be raised at breakneck speed which is something you never want to do. They should be lowered and raised very slowly at very slow levels. Idealy quarter of a point or less each time and not ever quarter.