"Heather" also tested out Snapchat's search tool, finding that "even though she used no sexually explicit language, the algorithm must have determined that she was looking for CSAM" when she searched for other teen users.
But literally in just the previous paragraph:
Posing as "Sexy14Heather," the investigator swapped messages with adult accounts, including users who "sent inappropriate messages and explicit photos.
Gee, I wonder how the algorithm could've possibly suggested these users. What a mystery.
I'm not defending Snapchat here - they're a scumbag company with a scumbag product and they should be held responsible for enabling the sharing of CSAM on their platform - but it doesn't just match you with random predators out of thin air. They went in with specific keywords in their username and a pattern of account engagement.
That’s nuance that I hadn’t considered and I appreciate you pointing it out. I’m not on any of these sharing platforms so I have no idea what they’re like and that made it easy to overlook this detail which is probably pretty relevant.
They should be - but they should also have some leniency from lacking clear intent. The people who spread this “hack” obviously knew it was check fraud and some of these folks may have known it… but some others may just be rubes. Obviously it’ll come down to the actual trials but it’d be good to let most of these folks off with just returning the stolen funds with no additional punishment. There isn’t really any deterrence value from punishing people who knew no better for exploiting a now closed loop hole - there’s no possibility to copy cat the check fraud now.
I’d also love to see the FTC go after JP Morgan for such a fucking large security hole - this hack was only possible because of their negligence.
Idk I hate corporations but this one is 100 percent on the dumb fucks who thought by pretending that “money glitch” defined what they were doing instead of the reality “check fraud crime”.
In this case, though, what’s the damage? These attacks happened in a spike and all the accounts overdrawn are tied to social security numbers and real life folks through provable links (assuming Chase did its fucking job during account registration)… Chase can recoup the losses pretty trivially and they should have a literal bank ledger of every transaction. So direct monetary damages seem nil assuming people haven’t lost the money (and I’m only advocating for no additional punishment if the parties can make Chase whole).
Then what about deterrence - we punish people to discourage future criminal actions… this loophole is closed and nobody can exploit it in the future. Additionally, given the flash mob nature of this, I don’t think any bystanders would see the response to this and think “Fuck, I’m going to check fraud myself” the event is over, the window has passed.
So I feel like any additional punishment (again, beyond reclaiming the fraudulently withdrawn money) would just be vengeful - and I don’t think vengeance based punishment is moral.
Until the next free shopping glitch where I just transcend the door without paying. You are correct this problem is with parenting, society in general,and education.
Agree on all points. Like these people clearly committed fraud but if you’re careless enough to get suckered into this you probably weren’t the most financially savvy person to begin with. Balancing the scale should be enough. On the other hand the banking sector really needs to modernise. So much is built on archaic legacy systems and there doesn’t seem to be any motivation to modernise and foolproof them. The economies too busy chugging along to care about how secure the foundations of it are.
I’m sorry, but no. Anyone who did this knew it was theft fraud. And if they didn’t, ignorance is not an excuse for breaking the law. I’m not usually on the side of the justice system, but this was clearly wrong. Maybe they don’t need to fill up our jails, but some community service is deserved.
Remember, nows not the time to talk about gun rights. Thoughts and prayers…unless this was a foreign minority, in which case we need to be enraged and angry about how immigrants are ruining this country. You know the ol’ song and dance.
If it was someone who wasn’t explicitly cis, then also the LGBT+ community is coming after our children. Their anti-Christian agenda and hate is anti-American. And they were obviously trans. Don’t forget that, too.
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