There have been multiple accounts created with the sole purpose of posting advertisement posts or replies containing unsolicited advertising.

Accounts which solely post advertisements, or persistently post them may be terminated.

XeroxCool ,

Discover offers monitoring. How are you so sure it’s phishing? An abundance of caution and logging in directly is certainly a safe route to verify, but convincing OP this is phishing and that the graphics are risky is unnecessarily alarming

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