I’m old school, if I want to buy something, I go to the store with the ability to essentially examine the item, pay for it in cash and go home. Crating an account and paying with the card, with which also the bank knows what I had bought? WTF, capitalism surveillance shit.
Americans once again making shit more complicated than it needs to be. Most of the world has moved on from cheques to wire transfers, deposits, etc. all done through online banking.
Every transaction is tracked and accounted for. No need for this bullshit.
I am french, I use cheques , I also use wire transfers and many other bank option but I hope more place would accept my cheque. Also cheque transaction are tracjed and accounted just like others.
I’m American, and all of this stuff happens automatically and digitally after I set up any new account. I’m not sure how writing a check would be easier.
Some banks still offer the transitional system I remember where they do it on your behalf, so once you have all your payees, you can go in every month and put in the amounts for each bill, and they mail a check from the bank to each place.
I think the last time I cashed a cheque my elderly mum wrote it. Had no idea before that people even still had cheque books after 2002 or something, but fortunately I didn’t have to find if there was a branch of my bank left within fifty miles because you can scan them in the app and pretend the other person sent you money in a normal way.
In France it’s quite regular and quite useful IMO (I’m from sweden where you can’t pay a bus ticked with cash, nor a credit card… and checks were like abolished in the nineties) paying school stuff, sport inscriptions etc.
Additional bonus, you can split a payment and ask for it to be cashed in over time, without needing some nank taking a cut.
I’m the same way. But since I’ve been having to handle my elderly relative’s estate I’ve had to write a ton of checks. The clerk of court requires the use of checks to pay bills for the estate. The estate account was issued a debit card but the bank said I couldn’t use it because of the same requirement.
I think checks are a thing of only American past. Can’t think of anywhere else where they used checks so frequently. While they existed, they were the exception
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