Graphy , 2 months ago

I use my credit cards for everything I purchase because I get some cash back or other incentives along with fraud protections.

My brother’s a psychopath who plays his credit score like it’s a game so he has like ten cards and a 800+ score he’s proud of.

I make nearly three times as much as him and it took me forever to get an 800 so maybe he’s onto something but fuck that game.