Monitor the temp gauge in your car. Overheated my civic’s engine when radiator leaked :( had no warnings until it’s too late (2008 one). had to replace it, now always trying to have an eye on it
Don’t bomb it down a slope you don’t know (snowboarding). Someone pointed me to a “hospital” which turned out to be a private clinic and my insurance didn’t cover the ridiculously overpriced CT scan.
Our mortgage brokers, we had a broker that told us it would be best to go with variable because you always end up paying less. We had a choice between 1.35% variable or 2.05% fixed. We had 1.35% for 2 months and it is 6.1% now. We could be putting so much against our principal but instead we are paying 3k+ in interest and 1200 in principal.
Fuck, all of this is depresing to read. I havent had had any mayor fuck ups like the ones in here so my only contribution would be to not lean into bathroom sinks since they are not as firm as they look, not even if they are welded to the floor via concrete, just wash your hands or your teeth or shave or wathever away from the sink, since the motherfucker breaks easly.