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minibyte , (edited )

— Invest at least 10% of your income into the S&P or Large Growth fund – Roth IRA or 401k if you’re still in a low tax bracket (12% here in the states). Raise the contribution percentage as you raise your income. It may not seem like a lot now but 40+ years of compounding interest goes a long way.

— A gambler on a good day will just about break even. The quickest way to do that is simply not to play. Remember when the game is rigged against you, you don’t have to play. The house always wins.

That said, play your own game. If you look at someone else’s and try to play like them you’ll mess up your own. Play your own game in life.

JackLSauce ,

Keep your share of rent between 1/4 and 1/3 of your income, set up passive savings contributions of at least 10% and use a high yield savings account to stave off inflation until you both have 3 months living expenses and understand why the best investment strategies are boring

If you’re in university, your desired career and its requirements should determine your major, , not the other way around

I graduated with a bachelor’s degree only to realize my career was a dead end because only in my senior year was I informed there’s such thing as a “mental health license” for which I was disqualified due to low grades in a non-related class the year prior. Eventually I learned how well blue collar jobs pay (with a lot of job security at that) and got back on my feet working in logistics but I’ll never see the 50x return on investments by retirement because “why learn about finances when you can barely pay rent”

It all seems very obvious in hindsight

overload ,

Realize that one of the main determinants of your lifelong happiness will be your choice of partner.

Don’t get too serious with someone that isn’t going to elevate you, but also make sure that you’re elevating your chosen partner.

Hammocks4All ,

I feel like the below is one of the greatest lessons I have ever learned. Actually, I’m still fully learning it. Seems so simple but, to me at least, it’s been evasive.

Translated from Portuguese from the song “A Vida É Um Desafio” by Racionais MCs:

Tomorrow is an illusion
Because it doesn’t exist yet
The “today” is real
It’s the reality you can interfere with
The opportunities for change
Are in the present
Don’t wait for the future to change your life
Because the future will be a consequence of the present

Original:

O amanhã é ilusório
Porque ainda não existe
O hoje é real
É a realidade que você pode interferir
As oportunidades de mudança
'Tá no presente
Não espere o futuro mudar sua vida
Porque o futuro será a consequência do presente

originalfrozenbanana ,

People are attracted to people who are comfortable with themselves. Take the time to learn who you are, and friendships, romance, and relationships will follow.

ChonkyOwlbear ,

Young guys, invest in a good bed. Back pain sucks when you get older, so taking care of your spine early is important. Women are also much more likely to sleep with a guy that has a comfortable and inviting bed.

dan ,
@dan@upvote.au avatar

You’re in your bed for around a third of your life. You deserve a good one :)

intensely_human ,

There’s so much more to spinal health than just the right bed though. If you want a healthy spine you want to be doing tai chi and dancing and learning proper lifting form and taking collagen supplements, doing compression, staying hydrated, etc etc

ThoGot ,

taking collagen supplements

Yeah, no. You don’t really absorb collagen/gelatine in your intestinal tract

Katrisia ,

Creatine instead of collagen, if you ask me. Creatine helps build muscle. Muscles keep everything in place (which is especially important in case of hypermobility) and they relieve work from other parts.

SLfgb ,

Learn a trade

SuiXi3D ,
@SuiXi3D@fedia.io avatar

Invest. Now. Use a service like Acorns if you need to. The more you start saving now, the more you’ll have when you’re old and can’t work anymore.

BevelGear ,

Have a clear set of long-term goals for yourself, ie career, where you want to live, and what you want to be. Set deadlines for each with steps on how to do it.

It’s time to start building the rest of your life. It won’t be easy but you’ll be doing it for you, so make it worthwhile.

RabbitMix ,

Be yourself, even if it means the people in your life currently will hate you. You’ll find people who love the real you and you’ll be much happier even if it ends up making your life harder.

(this doesn’t apply if your real self is a dick, work on that)

I spent my 20s pretending to be the person the people in my life wanted me to be and it was miserable, I’m unapologetically myself in my 30s even if I’m still figuring out who that is. Its so much better and I wish I did it a decade ago.

intensely_human ,

Practice trusting your gut. Practice it on small things.

One way to do a gut check is to imagine yourself making decision A, then imagine yourself making decision B, and for each pay attention to whether you feel stronger or weaker.

SamuraiBeandog ,
@SamuraiBeandog@lemmy.world avatar

This is terrible advice. Most people’s “gut” reactions are heavily based on external influences like peer group pressure, media influence and upbringing.

Practice critical thinking.

0_0j , (edited )
@0_0j@lemmy.world avatar

That people don’t just pull tricks out their butt. (Unless you are in horgwats, of course)

Any maestro in their fields that you meet (be it BMX biker, stunt drivers, programmer, singer, painter, even a handy man) know that they dedicated 10+ hours daily in perfecting themselves in that domain.

The beauty of this is that anyone, even you, can be a maestro at what you love.

Just put in the work, the hours. Surround yourself with maestros in your field, for quick assists.

You will get there :)

Jackfinished ,

Relevant video: youtu.be/91FQKciKfHI?si=u1vdSvgJLG46bFM3

fubarx ,

Think where you would like to be when you’re thirty, then work backward to now and figure out what you need to do to get there.

Also, don’t be afraid to take chances.

intensely_human ,

More like think where you would like to be immediately, acknowledge that you won’t get it until you’re 30, then make this plan and go for it.

When I was in my 20s I considered 30 to be the end of my life. Trying to reason about where I wanted to be in my 30s just returned null.

don ,

Leave home.

makeasnek , (edited )
@makeasnek@lemmy.ml avatar

A. I wouldn’t because that implies by being around longer I know more or am more right about some things than young people. I’ve accumulated knowledge, but that doesn’t mean anybody should listen to what I have to say or that I’m wiser. There are certainly times that is true, but it’s also true that we have a lot to learn from them and we should listen to them.

B.

  • Health is your greatest wealth.
  • Love is the answer and all that matters. Be good to others
  • Stay humble
  • Stack sats
intensely_human ,

because that implies by being around longer I know more

But as you experience more you do know more

makeasnek , (edited )
@makeasnek@lemmy.ml avatar

But as you experience more you do know more

About some things. You also lose knowledge with time as well as mental acuity. The brain is a leaky memory storage device.

XTL ,

Age does not bring wisdom. Often it merely changes simple stupidity into arrogant conceit. It’s only advantage, so far as I have been able to see, is that it spans change. A young person sees the world as a still picture, immutable. An old person has had his nose rubbed in changes and more changes and still more changes so many times that that he knows it is a moving picture, forever changing. He may not like it–probably doesn’t; I don’t–but he knows it’s so, and knowing is the first step in coping with it.

Robert Heinlein

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