About 2014, HOA decided to do some upgrade to our water main coming from the street. The guy came out with a weedeater and damaged my mailbox post. I reported it to the board and they said they would take care of it. Two weeks later I got a violation in the mail for damaged mailbox post. I went to the board website and they told me I had to repair it or face a fine. Right about this time the builder stepped down and handed the HOA to an attorneys office to manage. I reached out to the attorney to forward them the first message and ask them to repair my mailbox post and they said they would send someone out. About a month later I got a notice from the HOA that said this was my third warning (it was my second) and they were going to put a lein on my house if I didn’t pay the fine, fix the mailbox post, and now pay a separate fee to the attorneys office since they were managing it.
I sent the HOA and the attorneys office copies of both of their messages saying they would handle it with a picture of my damaged mailbox post. Three months later, we get the yearly Financials from the board and the attorneys office charged the HOA $1,800 to put a $500 lein on the title of my home that we had paid off after trying to go through my previous mortgage holder’s legal department to try to get the fine out of my escrow that no longer existed.
We sold the house with a damaged mailbox post last year. Our new neighborhood has no HOA.
This was also evident when they had that TOW test which should have been a simple point and shoot but the missiles were either so old or faulty they just fell into the ocean right after launching.
Many people work from home and don’t have very many Internet providers in their area. In a post COVID world, many people are never getting a job in an office. They can’t risk losing their job over losing Internet access over piracy.
I remember there were some cases of pensions disappearing about 20 years ago so you’re not imagining it. I can’t find any stories on it but yeah there were people who went to retire their pensions were just gone.
I found this on investopia while I was looking:
“A number of situations could put your pension at risk, including underfunding, mismanagement, bankruptcy, and legal exemptions. Laws exist to protect you in such circumstances, but some laws provide better protection than others.”
So maybe they all sued the out of those companies and tapped into past insurance policies to get paid and that’s why it’s not really talked about.
Bottom line is that if someone else has your money, it’s in their control. If you have the money in your 401k, you can watch it and control it.
1am, taco bell is open. Guy orders a crunch wrap meal, and they have no problem making it. It’s exactly the same as it’s always been and the guy is happy. Cashier rings him up and it’s $20. He snaps.
kbin.life
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