I’m not overly familiar with how things work financially in the U.S. for day-to-day things, but here in Australia, I run everything through my debit card, so at the end of the month, I import all my transactions into Hledger, allocate them to their appropriate expenditure account (i.e., food, gas, utilities, dining out, etc.) and then I can run a report on where my money has gone. I’ve been doing it over the past 2 years and it gives some really good insight.
Although it’s retrospective, it helps me understand what I’m spending my money on and can help forecast and budget.
Now I’m wondering how hard/easy would it be to successfully aim a laser pointer to put a dot on a plane at 35,000 feet (assuming the beam isn’t scattered/dispersed completely along the way)
I’ve been using it as my main keyboard for a while now. It does work well enough, but yes, lacks some features and I am also concerned why its not updated anymore.
Just adding in a couple thoughts… there are lots of apps for this or you can keep it simple with your own spreadsheet. I’ve used EveryDollar for like 6 years now, it’s gotten a little bloated but the core functionality is the same.
Budgeting sucks at first. It feels super restrictive, and it’s a little stressful. This goes away after like a month or two and you will feel the complete opposite. It feels like so much more freedom once you get the hang of it and you will feel very empowered controlling your money.
I had a buddy try it out, saw how much he was spending on weed, then gave up trying. What you should do is just factor in your spending on weed and work around it if you need to, or change habits if you’re ready. Budgeting doesn’t mean you have to change your spending habits… you likely will, but it’s more about being in control of your money.
For sure. The key to getting into budgeting is to base your budget off current spending rather than desired spending.
Setting a goal to budget and cut spending at the same time conflates the budgeting with “I can’t spend money anymore” feeling, and adds a hugely unnecessary, negative connotation to it.
That does work to lower the strain in your eyes (coming a person that has had one in their phone for years now) but as far as i know, that is mostly meant to lower the amount of blue light coming from your display, as to not affect your sleep cycle
kbin.life
Newest