There have been multiple accounts created with the sole purpose of posting advertisement posts or replies containing unsolicited advertising.

Accounts which solely post advertisements, or persistently post them may be terminated.

RGB3x3 ,

No, don’t do this. Invest the lump sum of money now because at zero interest, you’re not gaining anything by paying it off.

The lump sum of 12k will be worth much more invested now than 350 a month trying to get back to that amount

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