I’m not terribly sure what your response has to do with my comment in particular. I’m not sure why you responded to me and not the OP. I guess just because that first line of my comment agreed with OP?
Whatever the case, do you have a significant other? Kids? Parents? Is your relationship with any of them as transactional as what you’re describing?
“Happy 18th birthday, Jimmy. I wanted to let you know that the total cost for services rendered in the course of your raising comes to,” *hands Jimmy an invoice, “$227,261.63. Would you like to pay that in a lump sum or do you need to discuss a payment plan?”
It’s understandable if you’ve spent your whole life in capitalism to not really be able to think outside of that particular box, but I recommend looking into it. I can’t say I’m terribly well-read on the subject, but I think a book worth reading on the subject is Charles Eisenstein’s Sacred Economics (which is available to read for free online.) If you want something a little more hard-core, there’s Kropotkin’s “The Conquest of Bread”. Both of those will probably speak pretty well to the question of whether a gift economy can coexist with things like modern technology. (Spoiler: Those works definitely argue it can.)