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foggy ,

Huge companies are all basically banks now.

If your institution provides lines of credit to your customers for any reason, you should be treated like a bank, because that’s what banks do.

dojan ,
@dojan@lemmy.world avatar

I agree. Just like how all these ride-sharing apps like Über and whatnot ought be treated like taxi services and AirBNB should be treated like a hotel service. The workers deserve fair compensation and security, and the clients deserve the safety and standards of a regulated business.

phx ,

Does Google do credit (other than prepaid cards)? I’m pretty sure Amazon does payment plans do they’re more bank-like. Google has GPay so they’re tied in more like with credit card companies, though AFAIK you do still need an actual linked card to make purchases with that.

Pheonixdown ,

I just checked an Amazon purchase that had the option for a payment plan, my options were to use my Chase card affiliated with Amazon or Affirm which is a 3rd party that is offering the structured payment. Not sure what it looks like for others, but if it’s similar, then Amazon wouldn’t be doing anything bank-like with those payments.

Portbane ,

What would be the consequences for apple and google?

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