If I’m not mistaken, the “tinkering” necessary in uBlock Origin would take much less than the time you took to type out your comment. And no, it doesn’t cost less than a beer.
You have a point, but the problem goes far beyond ads vs. no ads. There is definitely a lot of controversy, and you simplify choose not to see it, but don’t try to act like everyone else is just too dumb or too poor to see things your way when neither of those are true.