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De-googled contactless payment?

I’m trying to move away from Google and other big tech corporations as much as I can without sacrificing practicality but it seems like the only way to make contactless payments is with stock android on a Google approved device.

Is there any alternative out there that would allow me to make contactless payments without these conditions met? (For example, if I put grapheneos on my phone)

iamak ,

The Indian UPI System is a pretty great for this. I wish more countries adopted it/built something similar instead of relying on corporations.

flashgnash OP ,

Oh damn that’s awesome go India.

You would hope tech like that would eventually propogate to the rest of the world but doesn’t seem like anyone with money really cares about the wants and needs of consumers (and existing contactless systems already make it easier than ever for people to fork over their cash) so it probably won’t

ArtVandelay ,
@ArtVandelay@beehaw.org avatar

deleted_by_author

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    Chobbes ,

    Banks in the US often do not provide contactless cards. Contactless payments are only starting to gain some traction since the pandemic… beforehand it was pretty rare, at least on the east coast (I get the sense that other regions of the country were better about this). It is actually madness, though.

    cstrrider ,

    Big banks have been contactless is mostly the smaller banks. The bigger reason is for ease of access or reduced wallet size. If you have multiple credit cards or store cards you don’t have to carry them all around with you…

    Chobbes ,

    This has not been my experience at all. I’ve had tap for over a decade in Canada, and large banks in the US here did not give me contactless cards a few year ago. In the past couple of years they seem to be rolling out more of them, but people always looked at me like I was a lunatic whenever I tried to tap my Canadian card to pay for something.

    PlasticExistence ,

    Well you kept apologizing for it. We Americans aren’t accustomed to that.

    AfterAll ,

    Just use a wallet. How is this even a question?

    PlasticExistence ,

    How is this even a response? Oh, just do what you deem appropriate and nothing else? Get outta here with that nonsense.

    SafetyGoggles ,

    I don't think so. These are heavily regulated and that's why Google Pay/Apple Pay is still not available in all countries after so many years.

    So unless your bank allows that, which I doubt they'll, Google Pay is probably the only way to do contactless payment the traditional way.

    Unless your country/city has a widely accepted third party payment system that doesn't go through the bank, like a digital wallet that you'll have to top up its credit, then maybe.

    shortwavesurfer ,

    Not that i am aware of. Our financial system is loaded with proprietary software. The only way i have found to fix it is to opt out as much as possible and use cryptocurrency which is what i have done

    flashgnash OP ,

    I love the idea of crypto as an actual currency but I think that’s probably never going to be widely accepted and stable

    shortwavesurfer ,

    I suspect it will. We in the western world (US, Canada, UK, EU, etc) are used to very stable fiat currencies. Ask a person from Argentina, Turkey, etc if they would rather have their national currency or crypto and i bet a lot of them would take the crypto. A 10% fluctuation to them is a blessing to them because if they hold their currency they may drop 100% a year because of inflation.

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