that is definitely true however the added benefit is typically a longer warranty range as buying a laptop would typically mean that all components would be sold under a single flat warranty cycle/deadline
plus even if your computer is borked, you can still take it into a microcenter, memoryexpress, brick-and-mortor retailer to have their technicians figure it out the problem for a cost
I have these kinds of typical IT consulting discussions as a time vs. cost tradeoff that the user will have to decide once they’re informed on the basics