njordomir OP , 5 months ago

I’m not rich by any means. I’ve just been working hard the last few years to get to a better position, but like any other American, I’m a few bad events away from living in a cardboard box under a bridge. I asked here because I don’t use the other site anymore and I’ve found people around here have a breadth of knowledge. I picked no stupid questions because this is totally a noob question.