Yeah preverse incentives. When doing the wrong thing makes the most sense for the individual. Happens often in tragedy of the commons situations.
If you hit a pedestrian it is better for you that they die. If you find an endangered animal on your land it is better for you to kill it. If you have a child with someone who makes minimum wage it is better for you to divorce.
Maybe it is too much to expect but for things like this, when public policy experts came up with a standard instead of just inheriting a situation, that they plan for these things in advance. Spend a few moments and look at where the incentives are before just hammering a new policy into place.