I’m Gen X, not Gen Z, but I think it’s definitely a normal response to circumstances. Retirement has gone from “something I’m going to do someday” to “suddenly on the horizon.” However, my finances aren’t lining up with how much I need to have to retire. (I’m not alone. I saw an article recently that said under 20% of Gen X-ers have enough saved to retire.)
I’m definitely feeling anxious about this. I don’t want to be 80 and working a full time job so that I can pay my monthly bills because my bank account ran dry and the Boomers wiped out Social Security.