Absolutely. And if the state were offering that safety net earnestly there would be no need for anyone like the church to offer it today. But when the church stopped being the public safety net, the bottom end of housing significantly just dropped out.
We had the idiotic belief that everyone would be living in the suburbs with a two-car garage so we built our society around the idea that very little else needed to exist other than detached single-family homes in the suburbs with a two-car garage.
I'd much rather see serious pushes towards legitimate public/social housing rather than empowering third parties with their own goals and motivations to supply the thing we need. But at the moment I'll take whatever we can get.