I agree with a lot of your comment, but the debt is beneficial to us. It’s not at all the same concept as “Can we please borrow some money? We promise to pay it back when we can.”
It’s much more akin to “we have a business proposition for you that will benefit both parties. And while we’re engaging in business, let’s talk about some other important things too”. It’s profitable for both parties and is an important part of proactive diplomacy.