It was no luck, I made well informed decisions and sacrifice a lot making those decisions. I have lived all over the US for a step up. Sacrificed the comfort of friends and family to get that leg up. They don’t hand it to you, you have to claw it away from them.
I agree one bad event can wipe you out, I’m not against those social safety nets. I was once for a brief time on unemployment on a snafu w/ a contract.
I have issue if you willfully run a CC debt or live on student loans and I should have to bail those people out. Cancer, I’m in we can help, you spent 180k on a shit degree it took you 6 years to get, nope. But gucci on a CC, nope.
And I grew up on welfare when my dad left and refused to pay child support (oh the 80’s no enforcement). I’m well familiar of the taste of government cheese and Army PX peanut butter.