And in those cases I can find exception. (not for CC or educational debt, you bought the ticket. Take the ride)
But if you willfully squandered your money and/or didnt sign up for the basic 401k at work then I have no pity. I’m an engineer, I found out the other day my coworker the same age as me has just signed up for a 401k. He left 6% on the table for more than 2 decades, fuck bailing that guy out.
I’m all for a decent quality of living, just not on my back because you didnt do anything to deserve it.