Short answer: making it deliberately hard to collect disincentives trying to collect.
The USA government stole a rent payment money transfer to my former landlord. It was the Office of Foreign Assets Control that took it, I guess because my landlord’s name sounded Muslim (terrorist). I petitioned them for the money, filling out a long form and including the case number they told my bank. They said the had no record of it. I concluded that it wasn’t worth my time for the amount I might get back and gave up.