When I was 19 or 20, I got caught driving without insurance (don’t do this) and my license was suspended for six months. Maybe two years later, my friend got pulled over on a DUI. He spent maybe an hour in jail before his parents bailed him out and got his license suspended for six weeks.
Like I said, don’t drive without insurance, but I think I was a hell of a lot less likely to kill someone with my car than he was.