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untorquer , 12 hours ago Having experienced both systems the Nordic ones are well thought out, streamlined and feel extremely secure. The US system feels so absurdly predatory and intentionally insecure. It’s often slower, non-standardized, and glitchy(e.g. student loan stuff). In general, fraud is much easier in the US which is is by design as stated elsewhere in the thread.
Having experienced both systems the Nordic ones are well thought out, streamlined and feel extremely secure.
The US system feels so absurdly predatory and intentionally insecure. It’s often slower, non-standardized, and glitchy(e.g. student loan stuff).
In general, fraud is much easier in the US which is is by design as stated elsewhere in the thread.