As a depressed person applying, I haven’t even gotten a response for my file and I know I’ll be denied because I’ve never met someone approved the first time.
I gave up my first three attempts at filing alone, because a lack of executive drive & a pessimistic mindset make me prefer your option B. It makes me feel obligated to go back to pretending I’m okay, disregarding my burnout - or stop existing. I mean existentially it can’t get much worse than the hells I’ve seen humans inflict on one another.