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The full retirement age in the United States varies depending on the year of birth:

  • For people born in 1960 or later, the full retirement age is 67.
  • For those born between 1943 and 1954, the full retirement age is 66.
  • For those born between 1955 and 1959, the full retirement age gradually increases from 66 and 2 months to 66 and 10 months.

However, individuals can start receiving Social Security retirement benefits as early as age 62, though benefits will be reduced for early retirement. Conversely, delaying retirement beyond the full retirement age can increase benefits until age 70.

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