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sunzu , 14 hours ago I checked it out. That's three years old. I don't think these apps actually are the creditor. They are "platform" they don't care if yoindont pay. Creditor would. It is debt. Defaulting on debt carries risk, people should be aware of it. Strategic default is that just that strategic. If you are going to do it, either seek advice proper counsel or do your own research. It is a valid tactic but people need to be aware of risks.
I checked it out. That's three years old.
I don't think these apps actually are the creditor. They are "platform" they don't care if yoindont pay. Creditor would.
It is debt. Defaulting on debt carries risk, people should be aware of it. Strategic default is that just that strategic.
If you are going to do it, either seek advice proper counsel or do your own research.
It is a valid tactic but people need to be aware of risks.