The climate change & weather models didn’t change all that much in the last 70 years, they just became way more precise & can predict changes very locally (more input data and better computers).
Insurance companies use grids of a few 100km.
My region is getting periods of more serve precipitation (with hailstorm increase) & more severe droughts (as in 3 to 4 weeks at a time), bcs of that some areas could become more prone to land/mudslides.
Temperature wise both summer and winter extremes are gonna get higher, but being and more importantly straying between fronts/systems should help ease things, a bit.
But most importantly, I do not have a habit of traveling by helicopters, tho medical transports will suffer, yes.