Poverty is always a liability. In the healthcare system, poverty raises the costs for everyone else when they don’t get things treated or prevented.
What bothers me is that there is a whole bunch of financial types who seem to blissfully ignore liabilities. “Those are unrealized costs,” when it should be “those are ticking time bombs.” If you don’t mitigate liabilities like through well regulated utilities those ticking time bombs will always have bigger consequences when they ARE realized.